Beaver vs Impulse

Your net worth. One number. Total privacy. Beaver is a net worth tracker built for people who want clarity without connecting their banks. Monthly check-ins take 10 minutes. No spreadsheets. No data harvesting. WHAT YOU GET NET WORTH DASHBOARD Your total wealth at a glance, with month-over-month change and multi-month trends. Know exactly whether you're getting richer. ALLOCATION TREEMAP Visual breakdown by account type, currency, or liquidity. See where your money actually lives - cash, investments, real estate, crypto. FX IMPACT ANALYSIS Hold EUR savings in a USD life? Beaver separates real growth from currency movement so you know what's actually happening. 40+ currencies supported. PARTNER VIEW Connect with someone you trust via a 6-character code. Both see combined net worth - privately, with bidirectional encryption. No shared passwords. No shared bank access. No other net worth app does this. NET WORTH GOAL Set a target. Track progress. Simple motivation without the anxiety of daily checking. LIQUIDITY INTELLIGENCE Classify assets as Liquid, Semi-Liquid, or Illiquid. Know how much of your wealth you could actually access tomorrow. IMPORT YOUR HISTORY. EXPORT ANYTIME. Already tracking in a spreadsheet or notes app? Bring your full history into Beaver - paste your data into any AI assistant and it converts it to the right format in seconds. And if you ever leave, your data exports as CSV in one tap. No lock-in. Ever. MONTHLY REMINDERS Set a push notification for your preferred day and time. One-tap snooze if you're not ready. Or add a recurring event directly to your Apple or Google Calendar - whichever fits your routine. WHY NO BANK CONNECTION? Bank connections break when banks update their systems. They require constant re-authentication. They're heavily US-centric - if you bank internationally, hold assets across countries, or use a less common institution, most apps either don't support your bank or support it poorly. Beaver's monthly check-in model works with any bank, any country, any account type. Under 10 minutes a month. You stay completely private. PRIVACY Your data is stored locally via SwiftData. iCloud sync uses CloudKit - Apple's infrastructure. AES-256-GCM encryption means not even Apple sees your balances in plaintext. Your key stays in your iCloud Keychain. Only you can decrypt. FREE VS PRO Free forever: Unlimited accounts, unlimited check-ins, all charts, allocation treemap, FX impact analysis, multi-currency support, liquidity classification, net worth goal, CSV import and export, monthly reminders. Beaver Pro: Encrypted partner sharing. Monthly or annual. Cancel anytime via your Apple ID. BUILT FOR - FIRE community members tracking path to financial independence - Expats holding assets across currencies and countries - Anyone who wants financial transparency with someone they trust - Anyone who's outgrown spreadsheets but distrusts bank-sync apps Privacy Policy: beaverwealth.co/privacy Terms of Service: https://beaverwealth.co/terms

Your wealth is scattered across brokerage apps, crypto wallets, bank accounts, and loan dashboards. Impulse brings it all together into one clear, real-time portfolio so you always know exactly where you stand. EVERYTHING IN ONE PLACE Add stocks, crypto, ETFs, real estate, vehicles, collectables, and loans. Impulse pulls live market prices and computes your net worth automatically, assets minus liabilities updated in real time. REAL-TIME MARKET DATA Stock prices, cryptocurrency rates, and fund valuations update automatically with live market data. No spreadsheets, no manual updates. EXPORT YOUR PORTFOLIO Generate a clean CSV spreadsheet or formatted PDF report of your holdings. Perfect for tax filing, sharing with your accountant, or your own records. MULTI-CURRENCY SUPPORT Hold assets in different currencies? Impulse converts everything to your preferred currency automatically. USD, EUR, GBP, JPY, CHF, and more. NET WORTH HISTORY Take snapshots of your portfolio over time to track your financial progress. See how your net worth evolves with a complete breakdown by category. PRIVATE BY DESIGN Your data never touches our servers. Impulse stores everything in your private iCloud container. Only you have access. No account creation, no email required, no data collection. SEAMLESS SYNC iPhone, iPad, and Mac. Your portfolio stays up to date across all your devices through your own iCloud, with no login needed. EXPLORE & DISCOVER Browse stocks, funds, and cryptocurrencies. Search by name or ticker to find and add assets to your portfolio in seconds. FREE TO START Get started with up to 10 assets at no cost. Upgrade to track unlimited assets, unlock full history, and access multi-currency support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/