Beaver vs Aboscan

Your net worth. One number. Total privacy. Beaver is a net worth tracker built for people who want clarity without connecting their banks. Monthly check-ins take 10 minutes. No spreadsheets. No data harvesting. WHAT YOU GET NET WORTH DASHBOARD Your total wealth at a glance, with month-over-month change and multi-month trends. Know exactly whether you're getting richer. ALLOCATION TREEMAP Visual breakdown by account type, currency, or liquidity. See where your money actually lives - cash, investments, real estate, crypto. FX IMPACT ANALYSIS Hold EUR savings in a USD life? Beaver separates real growth from currency movement so you know what's actually happening. 40+ currencies supported. PARTNER VIEW Connect with someone you trust via a 6-character code. Both see combined net worth - privately, with bidirectional encryption. No shared passwords. No shared bank access. No other net worth app does this. NET WORTH GOAL Set a target. Track progress. Simple motivation without the anxiety of daily checking. LIQUIDITY INTELLIGENCE Classify assets as Liquid, Semi-Liquid, or Illiquid. Know how much of your wealth you could actually access tomorrow. IMPORT YOUR HISTORY. EXPORT ANYTIME. Already tracking in a spreadsheet or notes app? Bring your full history into Beaver - paste your data into any AI assistant and it converts it to the right format in seconds. And if you ever leave, your data exports as CSV in one tap. No lock-in. Ever. MONTHLY REMINDERS Set a push notification for your preferred day and time. One-tap snooze if you're not ready. Or add a recurring event directly to your Apple or Google Calendar - whichever fits your routine. WHY NO BANK CONNECTION? Bank connections break when banks update their systems. They require constant re-authentication. They're heavily US-centric - if you bank internationally, hold assets across countries, or use a less common institution, most apps either don't support your bank or support it poorly. Beaver's monthly check-in model works with any bank, any country, any account type. Under 10 minutes a month. You stay completely private. PRIVACY Your data is stored locally via SwiftData. iCloud sync uses CloudKit - Apple's infrastructure. AES-256-GCM encryption means not even Apple sees your balances in plaintext. Your key stays in your iCloud Keychain. Only you can decrypt. FREE VS PRO Free forever: Unlimited accounts, unlimited check-ins, all charts, allocation treemap, FX impact analysis, multi-currency support, liquidity classification, net worth goal, CSV import and export, monthly reminders. Beaver Pro: Encrypted partner sharing. Monthly or annual. Cancel anytime via your Apple ID. BUILT FOR - FIRE community members tracking path to financial independence - Expats holding assets across currencies and countries - Anyone who wants financial transparency with someone they trust - Anyone who's outgrown spreadsheets but distrusts bank-sync apps Privacy Policy: beaverwealth.co/privacy Terms of Service: https://beaverwealth.co/terms

Streaming, cloud storage, fitness, insurance — subscriptions add up to more than you think. In just a few minutes, Aboscan gives you the full picture: what you're subscribed to, what it costs and when you need to cancel. Made for Germany, Austria and Switzerland. HOW IT WORKS 1. Import your bank statement: download your transactions in online banking — as CSV, PDF, CAMT or MT940 — or simply take screenshots of the transaction list in your banking app. No bank login, no credentials, no purchase required. For 15 banks in Germany, Austria and Switzerland, Aboscan shows you where to find the export — including Sparkasse, DKB, ING, N26, George and PostFinance. 2. Detect subscriptions automatically: Aboscan finds recurring payments, matches them to known providers (Netflix, Spotify, Adobe and many more) and sorts them into categories. Credits such as your salary are left out. 3. Stay on top: see all subscriptions with costs and upcoming payment dates — and get reminded in time, before anything renews. No bank statement? No problem: when you first open the app, tap the subscriptions you have and choose your plan. YOUR BENEFITS • Automatic subscription detection from bank statements, PDFs or screenshots • Reminders before payments, cancellation deadlines and the end of free trials • Monthly and yearly costs at a glance • Subscription Check: a score from 0 to 100, free • Analysis with Pro: Subscription Check in detail, every charge for the next 12 months, ways to save, price increases, subscriptions and contracts kept apart • Cancellation info right on each subscription: link, email or postal address, plus notice period and contract number hints where available • Add any subscription or contract manually • Widgets for Home Screen and Lock Screen • Optional iCloud sync through your private iCloud • In German and English PRIVACY FIRST • No bank login: Aboscan never connects to your bank account • No sign-up, no account, no email address needed • The analysis runs entirely on your iPhone — no transaction ever leaves your device • With Apple Intelligence, Aboscan also filters out non-subscriptions and reads difficult statements, on the device as well • GDPR-compliant, made for Germany, Austria and Switzerland • No ads, no selling of your data START FREE, UNLOCK ONCE Aboscan Basic is free — and the bank statement import is included: analyse, see the result, add up to 3 subscriptions or create them yourself. Reminders and cost overview included. Unlock Aboscan Pro with a one-time payment — not a subscription. Forever: add any number of subscriptions per import, track as many as you like, the analysis with Subscription Check, outlook and ways to save. An app against subscriptions shouldn't be one itself. If you prefer to pay monthly, Pro is also available as a monthly subscription. Details on prices, renewal and cancellation are at the end of this description and in the Terms of Use. Terms of Use: https://aboscan.app/agb Privacy Policy: https://aboscan.app/datenschutz Get the full picture now — your first scan takes less than five minutes. SUBSCRIPTION & PRICES • Aboscan Basic is free forever (up to 3 subscriptions). • Aboscan Pro (Lifetime) is a one-time purchase for €24.99 — not a subscription, no recurring costs. • Aboscan Pro (Monthly) is a subscription for €2.99 per month. For the subscription: • Payment is charged to your Apple ID account at confirmation of purchase. • The subscription renews automatically for the same period at the same price unless it is cancelled at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours before the end of the current period. • You can manage and cancel your subscription at any time after purchase in your Apple ID account settings. • Prices may vary by region and storefront. Terms of Use: https://aboscan.app/agb Privacy Policy: https://aboscan.app/datenschutz