Spentzy vs NextCheck

What gets tracked, improves. But here's the problem: most expense tracking apps are too complicated to use every day. Categories, budgets, receipts, spreadsheets — it's exhausting. So you stop tracking. And nothing improves. Spentzy is different. It's designed around one principle: simple tools become habits. Complex tools don't. How it works: Three taps. That's it. Open the app, enter the amount and what it was for, done. No categories to configure, no accounts to link, no complex setup. Just track and move on with your day. What you get: - Instant clarity on your spending patterns - Weekly and monthly breakdowns - Category insights (auto-generated, no setup needed) - Clean, simple interface that gets out of your way What makes Spentzy different: What gets tracked... improves. But only if it's simple enough to become a habit. Complex tools are for professionals. Simple tools are for everyday life. Spentzy is simple by design — track in seconds, see patterns instantly, make it stick. Your data stays yours: Everything lives on your device. No cloud sync, no accounts, no servers. Your spending habits are nobody's business but yours. Perfect for: - Building a daily tracking habit - Understanding where small purchases add up - Seeing patterns without the complexity - Anyone who's tried expense apps and quit Simple expense tracking that actually sticks.

Most budget apps assume your money arrives once a month. Your paycheck doesn't. NextCheck is built around your actual pay cycle. Every payday gets its own plan: which bills it covers, what's cleared, what's pending, and exactly what's left — so you always know where you stand before the next check arrives. PLAN EVERY PAYCHECK • See exactly which bills each paycheck needs to cover • Track every bill as unpaid, pending, or cleared • Split shared expenses evenly across both checks • Skip a bill for a cycle without deleting it • Add one-off deposits and see your true balance after everything lands STAY ON TOP OF BILLS • All your recurring bills in one list with due days and auto-pay flags • Seasonal bills (like lawn service) that only appear the months they're active • Tap to open your biller's payment site right from the app SEE THE BIGGER PICTURE (PRO) • Track every credit card: balances, charges, payments, and who spent what • Project your savings with automatic per-paycheck contributions • Trends: your whole year of bills at a glance, month by month PRIVATE BY DESIGN • No bank connections required — your accounts stay yours • Your data is never sold or shared, ever • Face ID app lock and full account deletion built in • Syncs securely between your iPhone and iPad Built and run by one developer who budgets this way too — not a big finance company. Also available on the web at nextcheck-78896.web.app — sign in with the same account and your bills are already there, live-synced both ways. NextCheck Pro unlocks credit cards, savings, and trends for $1.99/month or $14.99/year — a fraction of the $10–15 a month most budgeting apps charge. It's priced low on purpose: a tool you open every payday should be cheap enough to keep for good. The core paycheck planner is free, forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jbeck22.github.io/NextCheck/privacy-policy.html