SpendWithPlan vs Track Subscriptions
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SpendWithPlan
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Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goesβall in one simple app. β’ Balance at a glance β Net balance, income, expenses, and savings on one card β’ Budget by category β Food, transport, entertainment, and more; add your own categories β’ Add transactions fast β Income or expense, with date and category β’ See the big picture β Overview with progress bars and a clear view of spending β’ Reports β Spending by category and over time β’ Export your data β Save your transactions to CSV and keep your records β’ Home screen widget β Check your budget without opening the app β’ Your data stays yours β Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.
Track Subscriptions
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Subtio β Track Subscriptions Easily track subscriptions, manage recurring bills, and stay on top of your monthly spending. Subtio is a simple and powerful subscription manager that helps you organize all your subscriptions in one place. From streaming services and apps to SaaS tools and memberships, Subtio gives you a clear overview of your recurring paymentsβso you never forget a renewal or overspend again. Subscription Tracking Made Easy Add subscriptions manually or choose from 50+ popular services like Netflix, Spotify, Disney+, Notion, Xbox, and more Edit or delete subscriptions anytime Supports monthly and yearly billing cycles Yearly plans are automatically converted into monthly costs for better budgeting Organize All Your Subscriptions Categorize subscriptions (Streaming, SaaS, Gaming, Fitness, Utilities, and more) See total monthly cost per category View all subscriptions in one clean list with prices and icons Open a category to focus only on related subscriptions Track Monthly Expenses Dashboard shows your total monthly spend at a glance Clear breakdown of recurring bills and subscriptions Perfect for anyone looking for a bill tracker or expense overview Multi-Currency Support Track subscriptions in your preferred currency: USD, EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, HUF, RON, BGN, ISK, JPY, CAD, AUD Renewal Reminders Get notified before a subscription renews Never miss a renewal or surprise charge Easily enable or disable reminders in Settings Premium (One-Time Purchase) Upgrade to Subtio Premium and unlock: Unlimited subscriptions Unlimited categories Lifetime access (no monthly fees) Restore purchases anytime on a new device Free version includes up to 5 subscriptions and 3 categories.
Screenshots
Verdict
The clearest difference is in-app purchases: SpendWithPlan at none against Track Subscriptions's 1. SpendWithPlan also leads on update cadence (daily vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Track Subscriptions sells 1 one-off in-app purchase. SpendWithPlan asks for nothing beyond the download.
SpendWithPlan ships an update daily, Track Subscriptions monthly. The most recent releases landed on September 4, 2026 and September 19, 2026 respectively.
| Parameter | SpendWithPlan | Track Subscriptions |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily β better | Monthly |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.5 | 17.0 β better |
| Further details β not scored | ||
| Size | 6 MB | 11 MB |
| Age rating | 4+ | 12+ |
| Developer | Oliver Bugar | Mohamed Masaoudi |
In-app purchases
SpendWithPlan
No in-app purchases
Track Subscriptions
- Subtio Premium$3.99
Questions
Is SpendWithPlan free?
Is Track Subscriptions free?
Do SpendWithPlan or Track Subscriptions have ads?
Which is updated more often, SpendWithPlan or Track Subscriptions?
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