VaultAudit AI vs Subcut
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VaultAudit AI
Effortlessly track your recurring expenses by scanning receipts or adding them manually. Get smart alerts before renewals and easily find cancellation instructions to save money. All your financial data stays private on your device.
- AI-powered receipt scanning
- Manual subscription entry
- Spending dashboard with category breakdown
- Renewal alerts
- Cancellation guides
- Duplicate subscription detection
Read full descriptionHide full description
Find forgotten subscriptions without handing over your bank login. Take one screenshot of your Apple Subscriptions page, a receipt, or a confirmation email. VaultAudit identifies the name, price, and renewal date on your iPhone—your financial data never leaves your device. SCAN, TRACK, SAVE • Import multiple Apple subscriptions from one screenshot • Add popular services quickly with logos and prices prefilled • See monthly and yearly spending by category • Get renewal alerts before the next charge • Follow clear cancellation guides with direct links • Keep your monthly total visible with Home Screen widgets • Export reports as CSV or PDF with Pro PRIVATE BY DESIGN No bank connection. No VaultAudit account. No backend, advertising trackers, or analytics. OCR runs on your device, with Apple Intelligence used when available. Your screenshots and subscription data stay on your iPhone. VAULTAUDIT PRO Start with up to 5 subscriptions free. Upgrade for: • Unlimited subscriptions • Advanced on-device AI scanning • Reminders 1, 3, and 7 days before renewal • Every widget size • CSV and PDF export • Family Sharing Choose monthly, yearly with a 7-day free trial, or a one-time Lifetime purchase. Available in English, German, French, Spanish, Brazilian Portuguese, and Japanese. Terms of Use: https://vaultaudit.app/terms Privacy Policy: https://vaultaudit.app/privacy
Subcut
Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.
- Subscription tracking
- Bill reminders
- Free-trial alerts
- Visual bill calendar
- Guided cancellation
- Automatic import
- Offline functionality
Read full descriptionHide full description
Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy
Screenshots
Verdict
The clearest difference is ads: VaultAudit AI at none against Subcut's shown. Subcut's advantage is update cadence (every 6 days vs fortnightly) and ratings volume (17 vs 5). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. VaultAudit AI sells 3 in-app purchases, starting at $1.99 per month and Subcut sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for VaultAudit AI against 4.9 for Subcut. Both are backed by a comparable volume of ratings — 5 and 17 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
VaultAudit AI ships an update fortnightly, Subcut every 6 days. The most recent releases landed on September 1, 2026 and September 23, 2026 respectively.
| Parameter | VaultAudit AI | Subcut |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.9 (17 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 | 17 — better |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 8 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Damien Asseya | Shrenik Choudhary |
Customer experience
VaultAudit AI
Subcut
In-app purchases
VaultAudit AI
- Pro Monthly$1.991 Month
- Pro Yearly$19.991 Year
- Pro Lifetime$29.99
Subcut
- Subcut Pro - Monthly$4.991 Month
- Subcut Pro - Yearly$14.991 Year
- Subcut Pro - LIFETIME$24.99





