VaultAudit AI vs Mochi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VaultAudit AI
Effortlessly track your recurring expenses by scanning receipts or adding them manually. Get smart alerts before renewals and easily find cancellation instructions to save money. All your financial data stays private on your device.
- AI-powered receipt scanning
- Manual subscription entry
- Spending dashboard with category breakdown
- Renewal alerts
- Cancellation guides
- Duplicate subscription detection
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Find forgotten subscriptions without handing over your bank login. Take one screenshot of your Apple Subscriptions page, a receipt, or a confirmation email. VaultAudit identifies the name, price, and renewal date on your iPhone—your financial data never leaves your device. SCAN, TRACK, SAVE • Import multiple Apple subscriptions from one screenshot • Add popular services quickly with logos and prices prefilled • See monthly and yearly spending by category • Get renewal alerts before the next charge • Follow clear cancellation guides with direct links • Keep your monthly total visible with Home Screen widgets • Export reports as CSV or PDF with Pro PRIVATE BY DESIGN No bank connection. No VaultAudit account. No backend, advertising trackers, or analytics. OCR runs on your device, with Apple Intelligence used when available. Your screenshots and subscription data stay on your iPhone. VAULTAUDIT PRO Start with up to 5 subscriptions free. Upgrade for: • Unlimited subscriptions • Advanced on-device AI scanning • Reminders 1, 3, and 7 days before renewal • Every widget size • CSV and PDF export • Family Sharing Choose monthly, yearly with a 7-day free trial, or a one-time Lifetime purchase. Available in English, German, French, Spanish, Brazilian Portuguese, and Japanese. Terms of Use: https://vaultaudit.app/terms Privacy Policy: https://vaultaudit.app/privacy
Mochi
This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.
- Fast manual expense logging
- Recurring expenses
- Clean, distraction-free interface
- Refined insights and spending history
- Search and filters for past entries
- Home screen widgets
- Privacy-first design
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Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much — budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. There’s no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES • Fast manual expense logging • Recurring expenses • Clean, distraction-free interface • Refined insights and spending history • Search and filters for past entries • Daily and weekly spending reflections • Custom payment methods • Home screen widgets • Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO IT’S FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If you’ve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Mochi at every 3 days against VaultAudit AI's fortnightly. VaultAudit AI's advantage is iOS requirement (18.0 vs 26.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. VaultAudit AI sells 3 in-app purchases, starting at $1.99 per month and Mochi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
VaultAudit AI ships an update fortnightly, Mochi every 3 days. The most recent releases landed on October 12, 2026 and October 4, 2026 respectively.
| Parameter | VaultAudit AI | Mochi |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 — better | — |
| Update frequency | Fortnightly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 8 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Damien Asseya | Harsha Chaganti |
Customer experience
VaultAudit AI
Mochi
In-app purchases
VaultAudit AI
- Pro Monthly$1.991 Month
- Pro Yearly$19.991 Year
- Pro Lifetime$29.99
Mochi
- Mochi+ Monthly3 Days trial$2.991 Month
- Mochi+ Annual3 Days trial$19.991 Year
- Mochi+ Lifetime$39.99









