Comparison

VaultAudit AI vs SpendLoop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VaultAudit AI

Effortlessly track your recurring expenses by scanning receipts or adding them manually. Get smart alerts before renewals and easily find cancellation instructions to save money. All your financial data stays private on your device.

Highlights
  • AI-powered receipt scanning
  • Manual subscription entry
  • Spending dashboard with category breakdown
  • Renewal alerts
  • Cancellation guides
  • Duplicate subscription detection
Features
Read full description

Find forgotten subscriptions without handing over your bank login. Take one screenshot of your Apple Subscriptions page, a receipt, or a confirmation email. VaultAudit identifies the name, price, and renewal date on your iPhone—your financial data never leaves your device. SCAN, TRACK, SAVE • Import multiple Apple subscriptions from one screenshot • Add popular services quickly with logos and prices prefilled • See monthly and yearly spending by category • Get renewal alerts before the next charge • Follow clear cancellation guides with direct links • Keep your monthly total visible with Home Screen widgets • Export reports as CSV or PDF with Pro PRIVATE BY DESIGN No bank connection. No VaultAudit account. No backend, advertising trackers, or analytics. OCR runs on your device, with Apple Intelligence used when available. Your screenshots and subscription data stay on your iPhone. VAULTAUDIT PRO Start with up to 5 subscriptions free. Upgrade for: • Unlimited subscriptions • Advanced on-device AI scanning • Reminders 1, 3, and 7 days before renewal • Every widget size • CSV and PDF export • Family Sharing Choose monthly, yearly with a 7-day free trial, or a one-time Lifetime purchase. Available in English, German, French, Spanish, Brazilian Portuguese, and Japanese. Terms of Use: https://vaultaudit.app/terms Privacy Policy: https://vaultaudit.app/privacy

About

SpendLoop

Features
Read full description

SpendLoop: Expense Tracker Made Simple Take control of your money without complicated budgeting apps. SpendLoop helps you track expenses instantly, understand your spending habits, and stay within your monthly budget using a clean and simple interface. TRACK EXPENSES IN SECONDS Add expenses quickly without complicated steps. SpendLoop is designed for fast and effortless expense tracking so you can log spending the moment it happens. UNDERSTAND YOUR SPENDING Interactive insights help you see where your money goes. View your expenses by day, week, month, 6 months, or year and identify patterns in your spending. STAY ON BUDGET Set a monthly budget and track your progress easily. SpendLoop helps you stay in control of your finances and avoid overspending. POWERFUL FEATURES • Quick expense entry • Bulk expense adding • Custom categories and subcategories • Recurring expense reminders • Smart spending insights • Monthly financial reports • Export data to CSV • Clean and minimal design SMART WIDGETS Log expenses quickly from your home screen with widgets that adapt to your most used categories. BUILT FOR SIMPLICITY Most finance apps are complicated. SpendLoop focuses on simplicity so you can track expenses effortlessly. Perfect for: • Students managing daily expenses • Professionals tracking spending • Families planning their budget • Anyone who wants better control over their finances Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

VaultAudit AI4 screens
SpendLoop4 screens

Verdict

The call

VaultAudit AI and SpendLoop are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. VaultAudit AI sells 3 in-app purchases, starting at $1.99 per month and SpendLoop sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

VaultAudit AI ships an update fortnightly, SpendLoop every 3 weeks. The most recent releases landed on October 5, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
VaultAudit AI versus SpendLoop: the parameters behind the verdict, then further details
ParameterVaultAudit AISpendLoop
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017 — better
Further details — not scored
Size8 MB14 MB
Age rating4+4+
DeveloperDamien AsseyaVikas Mawasi

In-app purchases

3 purchases

VaultAudit AI

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Yearly$19.991 Year
One-time1
  • Pro Lifetime$29.99
3 purchases

SpendLoop

Subscriptions3
  • SpendLoop Pro Monthly7 Days trial$4.991 Month
  • Founding Member Annual$24.991 Year
  • SpendLoop Pro Yearly$29.991 Year

Questions

Is VaultAudit AI free?
VaultAudit AI is free to download, with in-app purchases available.
Is SpendLoop free?
SpendLoop is free to download, with in-app purchases available.
Do VaultAudit AI or SpendLoop have ads?
Neither VaultAudit AI nor SpendLoop shows ads.
Which is updated more often, VaultAudit AI or SpendLoop?
VaultAudit AI ships an update fortnightly, and SpendLoop every 3 weeks. Most recently, VaultAudit AI was updated on October 5, 2026 and SpendLoop on October 4, 2026.

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