Perch Budgeting vs BudgetingBuddi

Take control of your finances with Perch, your friendly budget companion. FEATURES: • Track income and expenses with flexible recurrence options • Set and monitor savings goals with smart commitment tracking • View your financial calendar to see upcoming transactions • Get monthly spending insights and reports • 100% private - all data stored locally on your device Perch makes budgeting simple and intuitive. No bank connections, no cloud sync, no ads - just you and your budget.

Budgeting that works the way you actually think about money. Set one budget amount at whatever scale makes sense to you — $600 a month, $40 a day, $7,200 a year — and every other scale is derived from it. Switch between day, week, month, and year, and every figure on screen follows. OVERVIEW What you've spent against what you planned, for the period you're looking at. Every category gets a meter, a remaining figure, and a plain status: on track, close to budget, or over. CALENDAR A month of daily spending as a heatmap. Darker days are heavier days. Tap any day to read its figure — and every number is listed in plain text beneath the grid, so the colour is never the only thing carrying the value. TRENDS Spending across recent periods, your biggest movers period over period, and outlier detection that flags a category when it drifts more than two standard deviations from its own recent history. It tells you the sample size behind each call, so you know how much to trust it. ONE-OFF EXCEPTIONS December groceries aren't September groceries. Set a different amount for a single period and the weeks and days inside it scale to match. YOUR CATEGORIES, YOUR NUMBERS The app starts with an empty list. It never invents categories, never guesses at what you spent, and never asks to connect to your bank. PRIVATE BY DESIGN There is no account to create and no server of ours to sign in to. Your budget lives on your device and syncs through your own private iCloud, keyed to the Apple ID you already use. No ads, no trackers, no third-party analytics. The app makes no network requests of its own and works fully offline. Built for iPhone and iPad.