Savings Tracker vs DiaryQ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Savings Tracker
This app helps you curb impulse spending by providing tools to pause, reflect, and make mindful purchasing decisions. It translates costs into hours of your life and uses a 7-day icebox to cool off cravings.
- Mindful pause with photo prompts
- Life calculator: cost in hours worked
- 7-day icebox for delayed purchases
- Track money saved and hours reclaimed
- Aesthetic milestones for financial discipline
- 100% private, local data storage
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Is your money slipping away to late-night scrolling and stress shopping? You’re not alone. Nullspend isn’t another boring budget tracker or complicated spreadsheet. It is an empowering, mindful handbrake for your wallet designed to stop emotional spending and break the dopamine loop before you hit "checkout." We don't tell you how to spend your money—we give you the psychological tools to pause, reflect, and make decisions you won't regret tomorrow. HOW IT WORKS: See something you want to buy? Don't buy it yet. Snap a photo of the item, and let Nullspend guide you through a mindful pause to cool off your cravings. CORE FEATURES - THE MINDFUL PAUSE Snap a photo of any product to trigger your shield. Nullspend will present you with interactive, thought-provoking cards to challenge your impulse and help your logical brain take back control. - THE LIFE CALCULATOR Money is just stored time. Translate price tags into "hours of your life." By securely entering your approximate income, Nullspend shows you exactly how many hours you have to work to pay for that item. Would you really trade a whole Tuesday afternoon for those shoes? - THE 7-DAY ICEBOX Late-night cravings? Put them on ice. Save your "maybe" items into the 7-Day Icebox. If you still truly want it a week later when the emotional urge has passed, buy it guilt-free. - AESTHETIC MILESTONES Every time you say "no" to an impulse purchase, you win. Track your total money saved and "hours of freedom" reclaimed. Turn your financial discipline into beautiful, aesthetic milestones. - 100% PRIVATE Your money is your business. Nullspend requires no account creation. Your financial history, income data, and saved items are securely encrypted and stored locally on your device. It’s time to stop the impulse buying, avoid the ADHD tax, and keep your hard-earned money. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
DiaryQ
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Just text your day like you're messaging a friend. Tap "Make Diary" at night, and AI turns your notes into a real diary entry. - CHAT-STYLE JOURNALING THAT STICKS Send quick one-liners whenever you have a moment. An AI assistant chats back, so it feels like a conversation, not a chore. You're always chatting with an AI that runs on your iPhone — never another person. - AI WRITES IT UP Your scattered notes become a natural, readable diary entry. Edit it right there if you like. - CALENDAR LOOKBACK Tap any date to read and edit that day's entry. Missed a day? Generate it later from that day's chat. - COMPLETELY PRIVATE Your chats, your diaries, and even the AI itself stay on your iPhone. Nothing is ever sent to a server. No account needed. The AI runs on your iPhone (optional one-time download of about 3.6 GB for the high-quality model; works offline afterwards — the app works fine without it, too). A recent device (iPhone 15 Pro or later) is recommended for the on-device AI. Without it, chat logging, manual writing, and calendar review all still work.
Screenshots
Verdict
The clearest difference is in-app purchases: DiaryQ at none against Savings Tracker's 7. DiaryQ also leads on update cadence (every 3 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Savings Tracker sells 7 in-app purchases, starting at $5.99 per month. DiaryQ asks for nothing beyond the download.
Savings Tracker ships an update every 2 months, DiaryQ every 3 days. The most recent releases landed on September 20, 2026 and September 26, 2026 respectively.
| Parameter | Savings Tracker | DiaryQ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 14 MB | 27 MB |
| Age rating | 17+ | 4+ |
| Developer | Pablo Amar Butron Galvez | Takeaki Hashimoto |
In-app purchases
Savings Tracker
- Monthly Access$5.991 Month
- Yearly Access (50% OFF)$19.991 Year
- Yearly Access (35% Off)$24.991 Year
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- Yearly Access (Extended Trial)14 Days trial$29.991 Year
- Yearly Access7 Days trial$39.991 Year
- One Time Purchase Discounted$69.99
- One Time Purchase$89.99
DiaryQ
No in-app purchases









