Simple Self Budget vs Spood

Simple Self Budget is a calm, native budget tracker for people who just want to know where their month stands. No bank logins, no ads, no judgment. Set a monthly budget for each category, log expenses in seconds, and see what's left at a glance. The numbers state the facts. Nothing nags and nothing throws confetti. It stays honest and out of your way. FREE, FOREVER • A monthly budget per category, with a clear spent, remaining, and percentage view • Over budget is shown plainly: a red number and an icon, never shame or alarm • Log an expense in seconds with description autocomplete and the right keyboard • Tap a past expense while typing to reuse its amount and category, and pick in Settings what gets filled • Log hands-free with Siri, Shortcuts, and the Action Button: "Log $12 for lunch in Food" • Recurring subscriptions and bills added automatically each month, on the same day, even if you skip opening the app • Schedule a payment ahead, so next month's rent logged now counts toward next month's budget • This month's category breakdown, plus your recent months of history • CSV import and export, whenever you want GO FURTHER WITH PRO: ONE PURCHASE, YOURS FOR GOOD • Spending analysis in plain words: a recap of any period, an unusually large charge, a subscription you never marked. Ask it a question and it answers from your own numbers. Needs a device that supports Apple Intelligence • Scan receipts to auto-fill the amount, date, and merchant, or attach a photo to any expense • Spending trends across week, month, quarter, or year • Compare each week, month, or year with the one before • Your full monthly history, as far back as your data goes • A calm yearly review: totals, category shifts, highest and lowest months • Budget status on your Home and Lock Screen with widgets, plus a quick-log widget • Roll leftover budget into next month • Lock the app with Face ID Pro is a single one-time purchase. No subscription, no recurring charges. YOURS, AND PRIVATE • Your data lives on your devices and syncs through your own private iCloud, not a third-party server • Check your iCloud sync status in Settings, so you know a new device is caught up • Spending analysis runs on your device with Apple Intelligence. Nothing is uploaded, and nothing is sent to an AI company • No bank account linking, no ads, no tracking • Your data is never behind the paywall: logging, budgets, and CSV export stay free MADE FOR iOS • SF Symbols, Dynamic Type, system colors, and full light and dark mode • VoiceOver labels and Reduce Motion support throughout • Choose your own category colors and currency Simple Self Budget does one job, monthly per-category budgeting, and does it well. Privacy Policy: https://simpleselfbudget.w8bs4cpzx2.workers.dev/privacy

Spood is the budget tracker that makes managing money simple. Split your income into envelopes for rent, groceries, subscriptions, and anything else — and always know exactly how much you have left. WHY SPOOD - Envelope budgeting, done right Create as many categories as you need. Every euro has a home, and you always see what's left to spend. - Add expenses in seconds Dictate an expense by voice, snap a photo of a receipt, or type it manually. Spood handles the rest. - Apple Pay, automatically logged Tap to pay, and Spood picks it up — no manual entry required. - Track every subscription See all your recurring payments in one place, with upcoming charges and total monthly cost at a glance. - Split any expense Shared rent, group dinners, joint purchases — split them across categories in seconds. - Clear statistics Understand exactly where your money goes with simple, visual spending breakdowns by category. - Savings goals Set a target, track your progress, and watch your goals get closer with every deposit. FREE TO START Up to 3 envelopes and 1 savings goal — completely free, no time limit. SPOOD PRO Unlock unlimited envelopes, unlimited goals, full statistics, and transaction splitting. Choose monthly, yearly (with a 7-day free trial), or a one-time lifetime purchase. Privacy Policy: https://spood.app/privacy Terms of Use: https://spood.app/terms