Larimar Pay vs Stratum Remit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Larimar Pay
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Send money abroad quickly, securely and with confidence using Larimar Pay. Larimar Pay is a trusted international money transfer app that helps individuals send money from the UK to family, friends and businesses around the world. Whether you're supporting loved ones, paying tuition fees, covering medical expenses, purchasing property or paying overseas suppliers, Larimar Pay makes international payments simple, affordable and secure. Why choose Larimar Pay? • Fast international money transfers • Competitive exchange rates • Transparent pricing with no hidden fees • Secure payments through FCA-regulated payment infrastructure • Easy-to-use mobile app • Friendly customer support Send money to multiple destinations Larimar Pay supports international transfers from the UK to countries across Latin America, Africa and Asia, including: • Mexico • Nigeria • Ghana Flexible payout options Depending on the destination, recipients can receive funds through: • Bank deposits • Cash pickup • Mobile Money Business Payments Larimar Pay also supports international payments to eligible businesses, helping customers pay suppliers, contractors, educational institutions, healthcare providers and other approved businesses overseas. Safe and secure Every transfer is protected using industry-standard security and processed through FCA-regulated payment infrastructure, giving you confidence every time you send money. Download Larimar Pay today and discover a faster, simpler way to send money abroad.
Stratum Remit
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Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent — with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees — Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters — not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON — giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount — see the exchange rate and zero fees instantly 4. Confirm and send — your recipient gets the money fast FEATURES • Zero transfer fees on every transaction • Real-time exchange rates with no hidden markups • AI assistant (Kora) for hands-free transfers • Recurring transfers — set it and forget it • Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) • Bank-level encryption and security • 24/7 support via in-app chat, email, and phone • Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: • In-app AI chat — available 24/7 • Email: support@orokii.com • Phone: (646) 535-8730 • Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home — the way it should be.
Screenshots
Verdict
The clearest difference is update cadence: Larimar Pay at every 4 weeks against Stratum Remit's every 3 months. Larimar Pay also leads on iOS requirement (13.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Larimar Pay ships an update every 4 weeks, Stratum Remit every 3 months. Both last shipped on October 25, 2026.
| Parameter | Larimar Pay | Stratum Remit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 86 MB | 85 MB |
| Age rating | 4+ | 17+ |
| Developer | Larimar Pay | Orokii |
In-app purchases
Larimar Pay
No in-app purchases
Stratum Remit
No in-app purchases









