Paycheck Pilot LLC vs Otally

Paycheck Pilot – See Your Money Before It Happens Most budgeting apps tell you what already happened. Paycheck Pilot shows you what’s coming next. Using a powerful 365-day forecasting engine, Paycheck Pilot calculates when bills are due, when you can realistically pay them, and whether your budget will stay positive throughout the year. No guessing. No surprises. Just clarity. KEY FEATURES 365-Day Financial Forecast See your projected account balance every day for the next year. Know exactly when money will be tight before it happens. Smart Bill Calendar Visual calendar showing: * When bills are due * When you can actually afford to pay them * Upcoming income and expenses Your financial life in one simple timeline. You can also sync your bills directly with your phone’s calendar, helping ensure you never miss an important payment. Grace-Period Optimization Many bills allow payment after the due date without penalties. Paycheck Pilot automatically calculates how shifting payments within grace periods can help your budget stay balanced. Avoid late fees and stretch your cash flow legally. Hours-Needed Calculator If your forecast shows a shortfall, Paycheck Pilot calculates: Exactly how many hours you need to work to stay on track. Not guesses. Real numbers. Custom Bill Profiles Create detailed profiles for every bill including: * Login information * Notes and reminders * Important account details Everything you need to manage your bills in one secure place. Custom Bill Logos Add recognizable logos for each bill so your calendar and dashboard are instantly easy to understand. Quick visual recognition makes managing multiple bills simple. Works With Real Life Pay Schedules Supports: * Weekly pay * Bi-weekly pay * Salary income * Overtime Your financial forecast adjusts automatically based on how you actually get paid. Simple Setup Enter: * Pay schedule * Bills and due dates * Grace periods * Late fees Then Paycheck Pilot builds a dynamic financial forecast for the next 365 days. FREE VERSION Includes: * 365-day forecast * Bill calendar * Hours-needed calculations * Grace-period optimization PREMIUM Connect your bank account for automatic balance updates and fully automated forecasting. Why Paycheck Pilot Is Different Most budgeting apps focus on tracking the past. Paycheck Pilot focuses on predicting the future. Because the biggest financial problems happen when you didn’t see them coming. Take control of your cash flow today. Download Paycheck Pilot and plan your money with confidence. Privacy Policy: https://www.paycheckpilotapp.com/#/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Subscriptions are billed monthly or yearly and renew automatically unless cancelled at least 24 hours before the end of the current period. You can cancel at any time.

Otally shows you what your bank balance will be — next week, next month, or a year from now. Most budgeting apps look backwards and tell you where your money went. Otally only looks forward. Enter your paychecks and your bills once, and it draws the whole year ahead so you can see the day your balance dips before it happens. HOW IT WORKS 1. Tell Otally your current balance. 2. Add your income and bills with their dates and how often they repeat. 3. See your projected balance on every day for the next 18 months. WHAT YOU GET - Running balance — see exactly what you will have after every paycheck and every bill. - Low point alerts — set a cushion, and Otally lists every day in the next 12 months your balance is projected to fall below it. Find the tight week in March while it is still January. - Calendar or list — see the month at a glance, or scroll a clean list of what is coming. - Real amounts, not just estimates — when the actual power bill arrives, adjust that one date without disturbing the recurring amount. - Recurring anything — weekly, biweekly, or monthly, with an end date when a loan finishes. - Built for both — designed for iPhone, with a full two-column layout on iPad. WHAT OTALLY IS NOT Otally does not connect to your bank. There is nothing to link and no credentials to hand over. You type in your paychecks and bills yourself, which takes a few minutes once, and means the forecast is built from what you actually know is coming — not from guessing at last month's spending. Otally is a forecasting tool, not financial advice. It does arithmetic on the numbers you give it. PRIVATE BY DEFAULT No account. No sign-up. No email address. Your balances and records are stored on your device and are never sent to us, because there is no server to send them to. PRICING Otally is free to try for 14 days — no payment details required, and no charge when the trial ends. After that, continue for $1.99 per month, or pay $49.99 once and keep it forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/