WaiMoney vs Koink

WaiMoney helps you budget with intention, not just numbers. Track every expense, rate how satisfied you felt, and discover which spending actually makes you happy. KEY FEATURES Plan Your Budget Set monthly limits for each category. Visual progress bars show exactly where you stand — green for on track, amber for close to limit, red for overspent. Budget limits carry forward automatically so you set them once. Track Every Expense Log transactions in seconds. Categorize spending, add memos, and attach receipt photos. Support for multiple currencies with automatic exchange rates — perfect for travelers. Rate Your Satisfaction The feature that sets WaiMoney apart: rate each purchase from "Amazing" to "Very Bad." Over time, you'll see which categories bring joy and which drain your wallet for nothing. Reflect on Your Habits Interactive charts reveal your spending patterns. See where your money goes, which categories overspend month after month, and how your satisfaction scores trend over time. AI Assistant Just type "500 for groceries" or "how much did I spend this month?" — the built-in AI assistant understands natural language in any language. Log transactions, ask questions about your spending, or scan a receipt photo. ADDITIONAL FEATURES • Personal and business expense tracking with tax-deductible flagging • Cloud sync — sign in with email to access your data across devices • Works offline — use without an account, your data stays on your device • Budget templates: Personal, Family, and Freelancer • English and Russian localization • Dark mode support • Export your data anytime • No ads, no tracking, no subscriptions Your data is yours. Use the app fully offline or enable cloud sync with a simple email sign-in. No passwords, no third-party tracking.

Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES • AI receipt scanning • Expense tracking and budgeting • Bill splitting with friends • Personal money journal • Multiple currencies • Export splits to PDF or text • Location tagging for journal entries • Custom themes, fonts, colors, and app icons • No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy