Comparison

Paymate vs PHL FinanTech

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymate

Features
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¡Olvídate de las libretas de papel! Lleva el control total de tu dinero prestado con PayMate. ¿Prestas dinero a amigos, familiares o clientes y te cuesta llevar la cuenta? PayMate es la herramienta definitiva para gestionar tus préstamos personales de forma fácil, rápida y segura. Dile adiós a los malentendidos y a los olvidos. Con PayMate, tendrás un asistente financiero en tu bolsillo que te recordará quién te debe, cuánto y cuándo deben pagarte. Ideal para prestamistas independientes, pequeños comercios que fían mercancía o simplemente para organizar las finanzas entre amigos. Características Principales: Registro Fácil: Crea fichas de préstamos en segundos con nombre, monto y fecha. Cálculo de Intereses: (Opcional) Configura tasas de interés simple o compuesto si tu modelo lo requiere. Control de Pagos Parciales: Registra abonos y mira cómo disminuye la deuda automáticamente. Historial Detallado: Visualiza el estado de cada préstamo (Pagado, Pendiente, Vencido). Recordatorios: Nunca dejes pasar una fecha de cobro importante. Modo Oscuro: Diseño elegante y fácil de leer en cualquier momento. Organiza tu cartera, mejora tu flujo de caja y recupera tu dinero sin estrés. ¡Descarga PayMate hoy y toma el control de tus cobranzas!

About

PHL FinanTech

Features
Read full description

Canal móvil para consultar y realizar sus transacciones financieras.

Screenshots

Paymate4 screens
PHL FinanTech4 screens

Verdict

The call

The clearest difference is update cadence: Paymate at every 2 days against PHL FinanTech's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paymate ships an update every 2 days, PHL FinanTech monthly. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 5 level
Paymate versus PHL FinanTech: the parameters behind the verdict, then further details
ParameterPaymatePHL FinanTech
PriceFreeFree
Update frequencyEvery 2 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size33 MB424 MB
Age rating4+4+
DeveloperJose DelgadoPHL FinanTech

In-app purchases

None

Paymate

No in-app purchases

None

PHL FinanTech

No in-app purchases

Questions

Is Paymate free?
Paymate is free to download, with no in-app purchases.
Is PHL FinanTech free?
PHL FinanTech is free to download, with no in-app purchases.
Do Paymate or PHL FinanTech have ads?
Neither Paymate nor PHL FinanTech shows ads.
Which is updated more often, Paymate or PHL FinanTech?
Paymate ships an update every 2 days, and PHL FinanTech monthly. Most recently, Paymate was updated on October 16, 2026 and PHL FinanTech on October 12, 2026.

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