Maaly vs KursMate

Maaly is your all-in-one Islamic personal finance companion. Take control of your money with powerful tools designed for Muslims who want to manage their wealth the halal way. WEALTH DASHBOARD Get a complete overview of your net worth with real-time tracking of cash accounts, precious metals, liabilities, and payment plans. Monitor your debt ratio, liquidity coverage, and monthly obligations at a glance. CASH & ACCOUNTS Add multiple bank accounts and wallets. Track transactions, set up recurring income and expenses, and view spending summaries — all with multi-currency support. PRECIOUS METALS Track your gold and silver holdings with live market prices. See unrealized gains/losses and total pure gram equivalents updated automatically. ZAKAH CALCULATOR Automatic Zakah calculation based on your total wealth, nisab threshold, and hawl tracking. Log payments, configure settings, and stay on top of your obligation with timely reminders. LIABILITIES & PAYMENT PLANS Manage loans, debts, and installment plans. Record payments, attach documents, and track remaining balances. Create structured payment schedules to stay organized. SAVINGS GOALS Set financial goals with target amounts and deadlines. Track contributions, view projections, and even link gold-based goals to your metal holdings. WASIYYAH (ISLAMIC WILL) Prepare your Islamic will with bequests, debts, and amanah entries. Activate it and grant legacy access to trusted beneficiaries with secure access codes. LEGACY ACCESS Share a read-only view of your financial data with trusted family members. Control exactly what they can see with granular data privileges. KEY FEATURES • Multi-currency support with automatic exchange rates • Gold and silver prices updated in real time • Net worth history with interactive charts • Dark mode support • Arabic and English language support • Push notifications and price alerts Terms of Use (EULA): https://maaly.app/terms Privacy Policy: https://maaly.app/privacy

KursMate is a focused currency utility for everyday use — live exchange rates, multi-currency conversion, loan math, and a private expense tracker, all in one clean app. — LIVE CURRENCY RATES — Up-to-date exchange rates for every major world currency, refreshed daily. Tap any currency for a 10-day price history chart and detailed metadata. — MULTI-CURRENCY CONVERTER — Pick a base currency, type an amount, and see the equivalent in as many target currencies as you want — all on one screen, side by side. Reorder, favorite, search. — LOAN CALCULATOR — Plan a credit purchase or a personal loan with two methods (standard amortization or flat-rate). Get monthly payment, total interest, total cost, and a per-day / per-week / per-month breakdown — with a step-by-step explanation of how each number was calculated. — EXPENSE TRACKER — Log purchases by category, currency, date, and note. Filter by date range. View analytics. Everything stays on your device. — OFFLINE-FIRST — Cached rates work without an internet connection. KursMate gracefully falls back to the last fetched values and clearly marks the timestamp. — FIVE LANGUAGES — — DARK MODE — Full system-aware theming, with a warm coral and navy palette designed for comfortable long sessions. — iPad-NATIVE — Sidebar layout adapts automatically on iPad regular size class. — PRIVACY BY DESIGN — KursMate has no servers, no accounts, no analytics, and no third-party SDKs. Your preferences and expenses live only on your device. We do not collect personal data — that is the whole point. Built in Tashkent by VIPADS MCHJ. Questions? support@vipads.uz