ApnaCA vs Sukanya Tracker

Apna CA is your free personal Chartered Accountant, built to simplify taxes for every Indian taxpayer. Whether you're salaried, self-employed, or both — get instant, accurate tax guidance without paying a single rupee. Compare Old vs New Tax Regimes Enter your income details and instantly see which tax regime saves you more money. Get a complete breakdown of deductions, exemptions, cess, and surcharge — all calculated for you. 9+ CA-Level Tools, Completely Free - Tax Calculator — Side-by-side regime comparison with breakeven analysis - Business Tax (44AD/44ADA) — Presumptive tax calculator for freelancers, professionals, and small businesses - Advance Tax Calculator — Quarterly payment schedule with due dates and interest warnings - ITR Form Selector — Get the right ITR form recommended based on your income sources - Tax Optimizer — Personalized suggestions to reduce your tax liability - HRA Calculator — Accurate exemption calculation with rent receipt tracking - TDS Tracker — Monthly tracking with annual projections and shortfall alerts - Salary Optimizer — CTC restructuring tips to maximize take-home pay - Filing Checklist — Dynamic document list based on your deductions and income types - Investment Proof Manager — Track submission deadlines across 12 categories - Goal Tracker — Set tax-saving targets and monitor progress through the year - Tax Calendar — Never miss a deadline with countdown timers for key dates Supports Multiple Financial Years Calculate taxes for FY 2024-25, FY 2023-24, and FY 2022-23 — perfect for filing current and past returns. Built for Everyone - Salaried employees with salary, HRA, and standard deductions - Self-employed professionals and freelancers using presumptive taxation - Senior citizens with adjusted exemption limits - High earners with automatic surcharge calculation - Save and compare multiple tax scenarios with a free account. No ads, no hidden costs — just honest tax help.

Your daughter's Sukanya Samriddhi account earns interest every month, but the passbook only shows it once a year. Sukanya Tracker keeps the passbook that's always up to date. WORKED OUT LIKE THE POST OFFICE Interest on the lowest balance between the 5th and the end of each month, credited every 31 March, at the rate in force for each quarter. See the credited balance the passbook will print and the interest accrued since — so you always know what the account is really worth. NEVER MISS THE 5TH Money that lands by the 5th earns for the whole month; a day later and the month is lost. Pick a plan that fits your cash flow — a lump sum in April, monthly, or your own month — and get a reminder on the 1st, and again on the 4th if the deposit is still unpaid. SEE WHAT TIMING IS WORTH Compare the four ways of depositing the same yearly amount and see what each is worth at maturity. Depositing every April instead of every March is worth about ₹5 lakh over the life of the account. CHECK IT AGAINST THE PASSBOOK Type the interest printed for any year and the app tells you whether it matches — and what to look at if it doesn't. EVERYTHING ELSE A PARENT NEEDS • Her timeline: deposits end, half withdrawable at 18, matures at 21 • Year-by-year passbook view and every deposit, editable • A calculator for accounts you haven't opened yet • Interest-rate history since the scheme began, updated when the government changes it • Up to three daughters • Light and dark mode PRIVATE BY DESIGN No account, no sign-in, no server. Her name and dates never leave your phone. Back up to your own iCloud. Anonymous usage statistics are off unless you turn them on. Sukanya Tracker is not affiliated with India Post, any bank, or the Government of India. Every figure is calculated on your phone from the published rules of the scheme; your passbook is the final record.