DueKeeper vs Utility Log

"When is that payment due again?" DueKeeper takes the guesswork out of managing your money. It's a household budget app that organizes your income and expenses so you can see exactly when, where, and how much you need to pay — all at a glance. Designed to be intuitive enough for first-time budgeters. Payment Schedule - View all your upcoming payments in a clear date-by-account matrix. See which account is being charged, when, and how much. Payment dates that fall on weekends or holidays are automatically adjusted. Payment Reminders Get notified 1 to 7 days before a payment is due. Never miss a credit card charge or forget a transfer deadline again. 3 Expense Types for Detailed Tracking - Fixed: Rent, insurance, subscriptions — recurring expenses with a set amount - Variable: Utilities, credit cards — recurring expenses where the amount changes - One-time: Travel, appliance purchases — expenses that occur only once Set payment dates, accounts, and billing cycles for each to get a complete picture of your finances. Monthly Summary & Charts - Review your income, expenses, and balance month by month. Category breakdowns and a 6-month trend chart help you spot spending patterns. Widget Support - View your income/expense summary and payment schedule right on your home screen. Multiple Budgets (Premium) - Create up to 5 separate budget books for different purposes — household, personal, business, and more. Business mode supports daily sales tracking, making it ideal for freelancers and sole proprietors. More Useful Features - 10 currencies supported (JPY, USD, EUR, GBP, SGD, CAD, AUD, CNY, KRW, TWD) - Custom month start date (align your budget with your payday) - Account management (bank, e-money, cash) - Custom categories (Premium) - Available in English and Japanese - Automatic payment date adjustment for holidays in 5 countries (Japan, US, UK, Singapore, Canada) Designed to Be Simple and Sustainable - Unlike typical budgeting apps, there's no need to: - Track or reconcile account balances - Log every daily transaction - Scan receipts - Link your bank accounts Built for Privacy All your data is stored locally on your device. Keep it safe with iCloud backup. No ads, no tracking, no sign-up required. Pricing Core features are free to use. Premium Features (Subscription or One-Time Purchase) - Multiple budget books - Sales tracking - Custom categories - Automatic iCloud backup - Annual reports Privacy Policy: https://kakeibo.spade3.com/en/privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Utility Log: Secure Bill Streamline your monthly utility management with precision and clarity. Utility Log is a specialized management app designed to systematically record and analyze essential monthly expenses, such as gas, electricity, and water bills. Move beyond complex household ledgers and focus entirely on utility tracking to monitor spending trends at a glance. 1. Innovative and Effortless Data Entry OCR-Assisted Auto-Input (NEW): No more manual typing. Simply snap a photo of your receipt or paper bill, and the app will automatically extract the amount and usage. Expanded Custom Categories: In addition to essential utilities, track a wider range of expenses including TV Licenses, Trash Fees, Phone Bills, Car Insurance, and Rent. Monthly Memos: Add detailed notes to any entry to keep track of specific details or unusual changes in your billing. 2. Visualized Statistics and Data Analysis Comparison Charts: Compare this month’s charges against previous months to identify trends and plan your savings. Pie Charts (NEW): A dedicated statistics screen displays spending by category, allowing you to intuitively understand your consumption patterns. 3. Robust Security and Privacy SQLCipher Encryption: All financial data is protected by the SQLCipher engine, ensuring your records remain secure. Pure Offline System: To guarantee privacy, all data is stored exclusively on your device. No data is ever sent to a server. Automatic Temporary File Destruction: Any temporary files created during OCR analysis or PDF generation are immediately and securely deleted. 4. Inclusive and Global Features Full Accessibility Support (NEW): Designed for everyone. The app is fully compatible with Android TalkBack and iOS VoiceOver, utilizing Semantics widgets to describe graphs and buttons via audio. Global Support: Automatically optimizes the language based on your system settings, supporting English, Korean, Japanese, Simplified Chinese, and Traditional Chinese. Professional Reporting: Export your data into PDF reports or CSV (Excel) files for archival, sharing, or deeper personal analysis. Recommended For: Users who want to track monthly bill changes through clear graphs and charts. Anyone looking to save time using OCR (Photo-to-Text) technology. Security-conscious individuals who prefer encrypted, local-only databases. Users requiring accessibility features for a barrier-free management experience. Current Version: v1.5.0 Take control of your monthly utilities with enhanced features and uncompromising security.