Comparison

Loantrack vs Lend Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Loantrack

Read full description

Managing loans shouldn't be complicated. Loantrack gives you a clear, structured way to track money you've lent and money you've borrowed โ€” personal or institutional. Rebuilt for iOS 26, with a clean Apple-native interface that keeps you on top of balances, payments and dates. No distractions, no clutter. BOTH DIRECTIONS, ALWAYS CLEAR - Every loan in one place, lent and borrowed kept firmly apart - Running totals for what you're owed and what you owe - Group loans by person or institution and see one balance for each - A progress bar on every loan, so you can see how far along it is at a glance LOANS THAT CHANGE - Log a payment in seconds and watch the balance come down - Lend more on an existing loan with top-ups โ€” no starting over - Charge interest monthly, flat rate or on the reducing balance - A clear, automatic history of everything that has happened NOTHING SLIPS - Set a reminder for the day and time you choose - Tap it to open the loan it's about - Archive finished loans to put them away without losing them - Recently Deleted holds anything you remove until you say otherwise YOURS ALONE - No account, no sign-up, no tracking, nothing sent to us - Your loans live on your phone - Turn on iCloud backup and get everything back on a new phone - Lock the whole app behind Face ID BUILT FOR iOS 26 - Light and dark โ€” follow your phone or choose - Every widely used world currency - Fast, native, and free of ads Whether it's a personal loan, a shared expense or bank credit, Loantrack keeps it clear, organised and under control.

About

Lend Tracker

Features
Read full description

Lend Tracker is a private personal loan ledger for iPhone. Use it to keep track of borrower balances, principal amounts, monthly interest, payment history, and total due amounts without maintaining a manual spreadsheet. Key features: - Dashboard for total due, pending principal, and pending interest - Borrower-level loan records - Monthly interest and APR visibility - Flexible payment tracking - Payment notes and history - CSV export for personal backup - Local-first storage on your device Lend Tracker is designed for personal record keeping. It does not originate loans, connect lenders and borrowers, process payments, collect money, provide credit, or provide financial, legal, lending, collection, or tax advice.

Screenshots

Loantrack4 screens
Lend Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Lend Tracker at 18.0 against Loantrack's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference ยท 5 level
Loantrack versus Lend Tracker: the parameters behind the verdict, then further details
ParameterLoantrackLend Tracker
PriceFreeFree
Update frequencyEvery 10 daysโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS26.018.0 โ€” better
Further details โ€” not scored
Size6 MB1 MB
Age rating4+4+
DeveloperSukhjinder SinghAmcle IT Solutions Inc

In-app purchases

None

Loantrack

No in-app purchases

None

Lend Tracker

No in-app purchases

Questions

Is Loantrack free?
Loantrack is free to download, with no in-app purchases.
Is Lend Tracker free?
Lend Tracker is free to download, with no in-app purchases.
Do Loantrack or Lend Tracker have ads?
Neither Loantrack nor Lend Tracker shows ads.

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