Comparison

Cardly vs Recurring Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cardly

Read full description

Cardlyは、複数のクレジットカードを一つのアプリで管理できるシンプルな家計簿アプリです。 カード別に支出を記録し、利用限度額を管理できます。 カレンダー表示で日々の支出を確認し、統計グラフで月別の使用状況を把握できます。

About

Recurring Payments

Read full description

Know when your next bill is due — and how much to expect. Keep subscriptions, rent and other recurring payments together on a calendar. The app interface is currently available in Japanese. SEE YOUR BILLING SCHEDULE Tap a date to see scheduled payments. Swipe between months and check the month's total alongside a monthly equivalent for yearly and other billing cycles. ADD YOUR SERVICES Choose a service from the catalog, check your actual amount and billing date, and save. Add custom entries for services, rent, insurance or lessons. GET A REMINDER Enable notifications and choose how many days before a bill you want to be reminded. You can also record free-trial end dates. RETHINK RECURRING SPENDING Review category breakdowns, monthly and yearly equivalents, upcoming charges and trial endings. Figures are estimates based on your current entries, not a record of past transactions. FIND AND EDIT QUICKLY Search by service name or notes. Filter by category or payment method, sort entries, and manage multiple records together. Change your payment method or amount without changing unrelated dates. KEEP YOUR DATA ON YOUR DEVICE No account or bank, card or email connection is required. No ads or tracking. Export a backup and restore it on a new device. Backup files do not include custom image data. Supports light and dark themes, multiple currencies, and optional reference exchange-rate updates. Home Screen widgets show your monthly equivalent and next bill on iOS 17 or later. This is a manual tracker. Enter your own payment information and confirm any catalog prices against your actual contract. Cancelling a service or stopping its renewal must be done with the provider. Deleting an entry only removes the in-app record. Trial expiry does not automatically change an entry's status or billing date. Service names and logos belong to their respective owners and are displayed for identification. Support: https://sabusuku.enworks.work/support.html

Screenshots

Cardly4 screens
Recurring Payments4 screens

Verdict

The call

The clearest difference is ads: Recurring Payments at none against Cardly's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level
Cardly versus Recurring Payments: the parameters behind the verdict, then further details
ParameterCardlyRecurring Payments
PriceFreeFree
Update frequencyEvery 3 daysEvery 3 days
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size31 MB42 MB
Age rating4+4+
Developerryuse maekawaKAZUNORI HARADA

In-app purchases

None

Cardly

No in-app purchases

None

Recurring Payments

No in-app purchases

Questions

Is Cardly free?
Cardly is free to download, with no in-app purchases.
Is Recurring Payments free?
Recurring Payments is free to download, with no in-app purchases.
Do Cardly or Recurring Payments have ads?
Cardly shows ads; Recurring Payments does not.
Which is updated more often, Cardly or Recurring Payments?
Cardly ships an update every 3 days, and Recurring Payments every 3 days. Most recently, Cardly was updated on October 20, 2026 and Recurring Payments on October 24, 2026.

Other comparisons