Comparison

Swappid vs Hempay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swappid

Features
Read full description

Why settle for less when you can have more? Trade your Digital Assets at amazing rates and get paid instantly with Swappid

About

Hempay

Features
Read full description

Hempay is a digital wallet for sending money, managing multi-currency balances, and paying everyday bills in Nigeria. With Hempay you can: • Create and manage wallet balances in multiple currencies • Fund your wallet and withdraw to your bank account • Send money to Nigerian bank accounts and other Hempay users • Convert between currencies using live rates • Pay airtime, mobile data, electricity, TV/cable, and exam pins • Track your transaction history and account activity • Secure your account with PIN, optional biometric login, and identity verification (KYC) Identity verification (including BVN and ID documents) is required to unlock higher limits and certain banking features. Hempay is designed for users in Nigeria who need a simple, secure way to move and manage money. Download Hempay and start managing your money in one place.

Screenshots

Swappid4 screens
Hempay4 screens

Verdict

The call

The clearest difference is update cadence: Hempay at fortnightly against Swappid's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swappid ships an update every 2 months, Hempay fortnightly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Swappid versus Hempay: the parameters behind the verdict, then further details
ParameterSwappidHempay
PriceFreeFree
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size62 MB50 MB
Age rating17+17+
DeveloperSWAPPID TECHNOLOGIES LIMITEDHEMPAY TECH INNOVATIONS LIMITED

In-app purchases

None

Swappid

No in-app purchases

None

Hempay

No in-app purchases

Questions

Is Swappid free?
Swappid is free to download, with no in-app purchases.
Is Hempay free?
Hempay is free to download, with no in-app purchases.
Do Swappid or Hempay have ads?
Neither Swappid nor Hempay shows ads.
Which is updated more often, Swappid or Hempay?
Swappid ships an update every 2 months, and Hempay fortnightly. Most recently, Swappid was updated on October 25, 2026 and Hempay on October 31, 2026.

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