TipJoy vs Latte Factor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TipJoy
This app helps individuals who earn tips track their earnings, hours, and hourly rates across multiple jobs. It provides detailed insights into income, expenses, and performance, with features designed to simplify tax reporting.
- Track cash and credit tips
- Log hours worked and hourly pay
- Manage multiple jobs separately
- View daily, weekly, and monthly summaries
- Calculate true hourly rate after tip outs
- Export data for tax reporting
- Offline tip logging
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Know what you really make per hour, after tip out. TipJoy logs a shift in seconds and keeps every one of them for years. Tips, hours, and earnings across all your jobs, backed up automatically to your own iCloud. No ads, and no paying extra for the parts you need. MADE FOR TIPPED WORK Built for servers, bartenders, delivery drivers, casino workers, hairstylists, and anyone whose income changes shift to shift. BUILT TO KEEP YOUR HISTORY Your earnings record should outlast your phone. - Every shift backs up automatically to your own iCloud - Logging works offline and syncs when you reconnect - Past shifts stay accurate even when your pay rate or tip out changes - Export everything to CSV with Pro. It is your data - Your tip data stays on your devices and in your iCloud. We never see your earnings TRACK THE WHOLE SHIFT - Cash and credit tips, kept separate - Tip outs and tip ins, so you see real take home - Hours worked and hourly pay - Guests, sales, deliveries, rides, and miles - Notes and photos on any shift - Reminders so you never forget to log - Pick the fields you track for each kind of job KNOW WHAT EACH SHIFT REALLY PAID - Your true hourly rate after tip outs, not the number on your paycheck - Tips per hour, earnings per shift, tip percentage of sales - Calendar view with daily totals at a glance - Weekly, monthly, and yearly summaries - Best shifts, biggest tips, and personal records - Trends over time, so you learn which shifts are worth taking MORE THAN ONE JOB Track each job separately, with its own pay rate, tip out rules, and fields. See what each one actually pays you. TAX TIME A clean daily tip log to help meet IRS reporting requirements, and CSV export with Pro. No scrambling in April. SIMPLE PRICING, NO ADS Track one job free, with full tip logging, calendar, and weekly stats. TipJoy Pro unlocks unlimited jobs, advanced analytics, and CSV export. One upgrade, everything included. No add-ons, no per-feature charges. No ads, ever, on any plan. Subscriptions: Weekly ($2.99/wk), Monthly ($4.99/mo), Annual ($29.99/yr). All include a free 7-day trial. Lifetime access available as a one-time purchase ($69.99). Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage subscriptions in Settings > Apple ID > Subscriptions. Privacy Policy: https://tipjoy.app/privacy Terms of Use: https://tipjoy.app/terms
Latte Factor
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Save More Money by Understanding Your Daily Spending Latte Factor helps you discover how small everyday expenses can have a huge impact on your long-term finances. Whether it's coffee, snacks, subscriptions, dining out, or any daily habit, Latte Factor instantly shows how much money you're spending each month, year, and over time. Instead of complicated budgeting tools, Latte Factor focuses on one simple question: "What if I saved this money instead?" FEATURES • Calculate the real cost of everyday spending • See monthly and yearly savings projections • Visualize long-term financial impact • Track multiple spending habits • Set personal savings goals • Simple and easy-to-use interface • No bank account connection required • Fast, private, and secure WHY USE LATTE FACTOR? Many people underestimate how much small purchases add up over time. A few dollars per day may not seem significant, but over months and years, those expenses can become thousands of dollars. Latte Factor helps you build awareness, make smarter financial decisions, and stay motivated toward your savings goals. PERFECT FOR • Students • Young professionals • Families • Budget-conscious users • Anyone working toward financial freedom Start building better money habits today and see how small changes can create big results. Privacy Policy URL: https://xubisoft.github.io/latte-factor-privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Latte Factor at 15.1 against TipJoy's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TipJoy sells 4 in-app purchases, starting at $2.99 per 7 days and Latte Factor sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
TipJoy ships an update fortnightly, Latte Factor every 10 days. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.
| Parameter | TipJoy | Latte Factor |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (64 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 64 — better | — |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 23 MB | 40 MB |
| Age rating | 4+ | 12+ |
| Developer | Gilded Ratio LLC | Hoang Xuan Binh |
In-app purchases
TipJoy
- TipJoy Pro Weekly7 Days trial$2.997 Days
- TipJoy Pro Monthly7 Days trial$4.991 Month
- TipJoy Pro Annual7 Days trial$29.991 Year
- TipJoy Pro Lifetime$69.99
Latte Factor
- Pro Unlock$2.99









