Spendy vs Diviso.app

Take back control of your money with Spendy—the simple, private, and offline expense tracker designed for modern life. Are you tired of complex finance apps that demand your bank passwords, clutter your screen with ads, and sell your data? Spendy is the antidote. We believe managing your personal finances should be fast, secure, and effortless. Whether you are tracking daily cash spending, managing a household budget, or simply trying to save for a vacation, Spendy gives you the clarity you need without the complexity you hate. WHY CHOOSE SPENDY? In a world of automated subscriptions and hidden fees, Spendy brings mindfulness back to your money. By manually logging your transactions—which takes just seconds—you become more aware of your financial habits. No delayed bank feeds, no categorization errors, just pure financial truth. KEY FEATURES: Private & Offline Your financial data belongs to you. Spendy works offline. We do not store your data on cloud servers, and we never sell your information to third parties. Your ledger stays on your device, secure and private. Lightning-Fast Expense Entry Open the app, enter the amount, pick a category, and you're done. Designed for speed, Spendy lets you log a coffee purchase before the barista even hands you the cup. Flexible Budgeting Tools Set monthly, weekly, or custom budgets for different categories. See at a glance how much you have left to spend on "Groceries," "Entertainment," or "Dining Out." Visual progress bars turn green, yellow, and red to keep you on track. Comprehensive Money Manager Income & Expense Tracking: Log your salary, side hustle cash, and daily bills in one place. Multiple Wallets: Track cash, credit cards, and savings accounts separately or view your total net worth. Bill Reminders: Never miss a due date again. Set recurring transactions for rent, subscriptions, and utilities. Visual Insights & Reports Where does your money go? Spendy transforms your transaction logs into beautiful, easy-to-read charts. Analyze your spending patterns by category or time period to identify where you can save. Customizable Categories Create categories that match your lifestyle. Whether you need specific tags for "Travel," "Hobbies," or "Kids," Spendy adapts to your needs with custom icons and colors. Export & Backup Need to share your expenses with an accountant or partner? Export your data to JSON formats effortlessly. Keep your own backups for total peace of mind. WHO IS SPENDY FOR? Privacy Advocates: Users who refuse to link bank accounts to third-party apps. Budget Beginners: Anyone overwhelmed by complex apps like YNAB or Rocket Money. Travelers: Track spending offline without needing a data connection abroad. Gig Workers & Freelancers: Keep personal and business expenses separate with ease. NO ADS, NO CLUTTER Enjoy a clean, distraction-free interface that focuses 100% on your financial health. Stop wondering where your money went and start telling it where to go. Download Spendy today and experience the peace of mind that comes with a simple, organized financial life. https://umutyenidil.com.tr/spendy/terms-of-use https://umutyenidil.com.tr/spendy/privacy-policy

Diviso makes splitting expenses with friends, family, and roommates effortless. Whether you're traveling, sharing a house, or grabbing a group dinner, Diviso tracks who paid for what and tells everyone exactly what they owe — no awkward math, no awkward conversations. WHY DIVISO Snap a receipt, pick who shared the cost, and let Diviso handle the rest. Settle up in one tap whenever the trip ends or the month closes. GROUPS THAT MATCH YOUR LIFE • Trip groups: every meal, taxi, and hotel split across the whole crew • Household groups: rent, utilities, and groceries — kept honest all month • Event groups: weddings, parties, gift pools — anything one-off • Family groups: settle shared spending between siblings, parents, partners SMART EXPENSE TRACKING • Add an expense in seconds: amount, who paid, who owes • Equal, percentage, or exact-share splits • Receipt scanning with OCR — let the camera do the typing • Smart category suggestions • Multi-currency support with live exchange rates SETTLEMENTS THAT JUST WORK • One-tap "I paid you back" with a confirm flow on the receiver's side • Pending settlements wait for the recipient's approval — no silent disputes • Group balance views show who owes whom at a glance FAIR & TRANSPARENT Diviso runs on a credits system: every meaningful action costs a few credits, not real money. Earn credits with a welcome bonus, daily check-ins, referrals, short ads, or a subscription. Full pricing lives in Settings → Credits. PRIVACY & SECURITY • Your financial data stays yours — Diviso never sells your personal information • Row-level security on every query: only you see your own data • Sign in with Apple supported for full account privacy • Delete your account and all data with one tap BUILT FOR ARABIC & ENGLISH Full right-to-left support, native Arabic UI, Saudi Riyal pricing — and English when you want it. Download Diviso and never lose track of who owes whom again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ | Privacy Policy: https://diviso.app/privacy