Comparison

Spendy vs Privat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendy

Features
Read full description

Take back control of your money with Spendy—the simple, private, and offline expense tracker designed for modern life. Are you tired of complex finance apps that demand your bank passwords, clutter your screen with ads, and sell your data? Spendy is the antidote. We believe managing your personal finances should be fast, secure, and effortless. Whether you are tracking daily cash spending, managing a household budget, or simply trying to save for a vacation, Spendy gives you the clarity you need without the complexity you hate. WHY CHOOSE SPENDY? In a world of automated subscriptions and hidden fees, Spendy brings mindfulness back to your money. By manually logging your transactions—which takes just seconds—you become more aware of your financial habits. No delayed bank feeds, no categorization errors, just pure financial truth. KEY FEATURES: Private & Offline Your financial data belongs to you. Spendy works offline. We do not store your data on cloud servers, and we never sell your information to third parties. Your ledger stays on your device, secure and private. Lightning-Fast Expense Entry Open the app, enter the amount, pick a category, and you're done. Designed for speed, Spendy lets you log a coffee purchase before the barista even hands you the cup. Flexible Budgeting Tools Set monthly, weekly, or custom budgets for different categories. See at a glance how much you have left to spend on "Groceries," "Entertainment," or "Dining Out." Visual progress bars turn green, yellow, and red to keep you on track. Comprehensive Money Manager Income & Expense Tracking: Log your salary, side hustle cash, and daily bills in one place. Multiple Wallets: Track cash, credit cards, and savings accounts separately or view your total net worth. Bill Reminders: Never miss a due date again. Set recurring transactions for rent, subscriptions, and utilities. Visual Insights & Reports Where does your money go? Spendy transforms your transaction logs into beautiful, easy-to-read charts. Analyze your spending patterns by category or time period to identify where you can save. Customizable Categories Create categories that match your lifestyle. Whether you need specific tags for "Travel," "Hobbies," or "Kids," Spendy adapts to your needs with custom icons and colors. Export & Backup Need to share your expenses with an accountant or partner? Export your data to JSON formats effortlessly. Keep your own backups for total peace of mind. WHO IS SPENDY FOR? Privacy Advocates: Users who refuse to link bank accounts to third-party apps. Budget Beginners: Anyone overwhelmed by complex apps like YNAB or Rocket Money. Travelers: Track spending offline without needing a data connection abroad. Gig Workers & Freelancers: Keep personal and business expenses separate with ease. NO ADS, NO CLUTTER Enjoy a clean, distraction-free interface that focuses 100% on your financial health. Stop wondering where your money went and start telling it where to go. Download Spendy today and experience the peace of mind that comes with a simple, organized financial life. https://umutyenidil.com.tr/spendy/terms-of-use https://umutyenidil.com.tr/spendy/privacy-policy

About

Privat

Features
Read full description

Finally: Pay once, use forever. Keep track of your finances without monthly fees, without ads, and without data tracking. Budget Tracker helps you keep track of your monthly budget in seconds. Clean design, fast entry, private data, no subscription hassles. Design: Simple, bright, and built for quick use. Exactly how a budget app should be, instead of an Excel spreadsheet dressed up for a party. For anyone who wants a simple, private household budget app, without banking access and without a monthly bill. Private on your iPhone Your data stays stored locally. No accounts, no ads, no tracking. Quick entry Enter expenses with amounts and notes in seconds. That’s all you need. Clear overview Monthly budget, balance, history, and simple statistics. Without a clutter of features.

Screenshots

Spendy4 screens
Privat4 screens

Verdict

The call

The clearest difference is price: Privat at Free against Spendy's $0.99. Spendy's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Privat is free to download; Spendy costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 3 level
Spendy versus Privat: the parameters behind the verdict, then further details
ParameterSpendyPrivat
Price$0.99Free — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size31 MB9 MB
Age rating4+4+
DeveloperUMUT YENIDILRonny Grob

In-app purchases

None

Spendy

No in-app purchases

None

Privat

No in-app purchases

Questions

Is Spendy free?
Spendy costs $0.99, with no in-app purchases.
Is Privat free?
Privat is free to download, with no in-app purchases.
Do Spendy or Privat have ads?
Neither Spendy nor Privat shows ads.
Which is updated more often, Spendy or Privat?
Spendy ships an update every 2 months, and Privat every 2 months. Most recently, Spendy was updated on October 31, 2026 and Privat on October 24, 2026.

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