Spendy vs Outgo

Take back control of your money with Spendy—the simple, private, and offline expense tracker designed for modern life. Are you tired of complex finance apps that demand your bank passwords, clutter your screen with ads, and sell your data? Spendy is the antidote. We believe managing your personal finances should be fast, secure, and effortless. Whether you are tracking daily cash spending, managing a household budget, or simply trying to save for a vacation, Spendy gives you the clarity you need without the complexity you hate. WHY CHOOSE SPENDY? In a world of automated subscriptions and hidden fees, Spendy brings mindfulness back to your money. By manually logging your transactions—which takes just seconds—you become more aware of your financial habits. No delayed bank feeds, no categorization errors, just pure financial truth. KEY FEATURES: Private & Offline Your financial data belongs to you. Spendy works offline. We do not store your data on cloud servers, and we never sell your information to third parties. Your ledger stays on your device, secure and private. Lightning-Fast Expense Entry Open the app, enter the amount, pick a category, and you're done. Designed for speed, Spendy lets you log a coffee purchase before the barista even hands you the cup. Flexible Budgeting Tools Set monthly, weekly, or custom budgets for different categories. See at a glance how much you have left to spend on "Groceries," "Entertainment," or "Dining Out." Visual progress bars turn green, yellow, and red to keep you on track. Comprehensive Money Manager Income & Expense Tracking: Log your salary, side hustle cash, and daily bills in one place. Multiple Wallets: Track cash, credit cards, and savings accounts separately or view your total net worth. Bill Reminders: Never miss a due date again. Set recurring transactions for rent, subscriptions, and utilities. Visual Insights & Reports Where does your money go? Spendy transforms your transaction logs into beautiful, easy-to-read charts. Analyze your spending patterns by category or time period to identify where you can save. Customizable Categories Create categories that match your lifestyle. Whether you need specific tags for "Travel," "Hobbies," or "Kids," Spendy adapts to your needs with custom icons and colors. Export & Backup Need to share your expenses with an accountant or partner? Export your data to JSON formats effortlessly. Keep your own backups for total peace of mind. WHO IS SPENDY FOR? Privacy Advocates: Users who refuse to link bank accounts to third-party apps. Budget Beginners: Anyone overwhelmed by complex apps like YNAB or Rocket Money. Travelers: Track spending offline without needing a data connection abroad. Gig Workers & Freelancers: Keep personal and business expenses separate with ease. NO ADS, NO CLUTTER Enjoy a clean, distraction-free interface that focuses 100% on your financial health. Stop wondering where your money went and start telling it where to go. Download Spendy today and experience the peace of mind that comes with a simple, organized financial life. https://umutyenidil.com.tr/spendy/terms-of-use https://umutyenidil.com.tr/spendy/privacy-policy

Our app is free now! A subscription is just a bill with better branding and a marketing department. Outgo helps you track recurring charges across iPhone, iPad, and Mac with one purchase and no monthly subscription. Add your subscriptions and regular bills once, then see what they cost monthly, annually, and over time. Outgo is especially useful for the charges that are easiest to forget: annual renewals, quarterly bills, free trials, and those quiet little monthly services that add up. It also helps answer the question that matters most: is this subscription actually worth it? Use the Is It Worth It? calculator to compare a subscription’s cost against your hourly value and how much you actually use it. A cheap service can be expensive if you never touch it. An expensive one can be worth keeping if it saves real time or gives real value. Outgo includes: • One purchase for iPhone, iPad, and Mac • No subscription, no monthly fee, no bank login required • Reminders for monthly, quarterly, annual, and trial-ending charges • Dashboard totals for monthly spend, annual spend, and possible savings • Upcoming bill tracking so charges do not sneak up on you • Is It Worth It? calculator using cost, hourly value, and usage • Smart Insights, including a six-month subscription creep chart • Annual bill calendar for the charges that hide between months • Savings projections over 1, 3, 5, and 10 years • Fixed-cost and optional-subscription organization • Custom categories, colors, notes, websites, and payment details • Home Screen widgets for upcoming bills • iCloud sync across your devices • JSON import/export and PDF reports Break the cycle of unnecessary subscriptions by starting with our free app.