Comparison

Worthy vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Worthy

Track your net worth privately with this one-time purchase finance app. Manually add all your assets and liabilities, with no bank linking or subscriptions required. Securely manage your financial data directly on your device.

Highlights
  • Private net worth tracking
  • No bank linking or subscriptions
  • Manual asset and liability entry
  • Customizable asset types
  • Mortgage and loan payoff insights
  • iCloud auto-backup and JSON export
Features
Read full description

Know your wealth. Keep it private. Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts. Track what you own, what you owe, and how your wealth is changing—all in one place. TRACK YOUR WEALTH • Stocks, ETFs, crypto and other investments • Cash and savings • Real estate and vehicles • Retirement accounts • Mortgages and other debt • Custom assets UNDERSTAND YOUR WEALTH Go beyond a single net worth number. • Contributions vs. investment growth • Capital gains and estimated tax • After-tax value • Liquidity • Debt • Portfolio and asset breakdowns PLAN YOUR FUTURE See where your wealth could take you. • FIRE projections • Financial independence planning • Milestone pace • Custom growth assumptions for different assets PRIVATE BY DESIGN Worthy doesn't require your bank login or financial account credentials. Your financial data stays local by default, with encrypted backups and data export when you want them. Worthy also makes its analytics transparent so you can see what telemetry is collected and control it. NO SUBSCRIPTION Start tracking for free. Upgrade to Pro with a one-time purchase when you need unlimited assets, automatic stock and crypto prices, advanced insights, import/export and backups. Track it. Understand it. Plan it. Keep it private.

About

SubTrack

Features
Read full description

Take control of your recurring expenses with SubTrack! Never pay for an unused subscription or miss a payment again. SubTrack is the ultimate subscription manager that helps you organize, track, and optimize your monthly and yearly expenses. Whether it's streaming services, gym memberships, or software licenses, keep all your bills in one beautifully designed place. KEY FEATURES: - Track All Subscriptions: Easily add and manage all your recurring payments. - Guest Mode: Try the core features instantly without creating an account! Seamlessly transfer your local data to the cloud whenever you're ready. - Smart Reminders: Get notified before your next payment is due. Never get caught off guard by auto-renewals! - Expense Insights: View your average monthly and yearly spending at a glance. - Categorize Your Bills: Organize subscriptions by Entertainment, Work, Personal, Home, and more. - Secure & Synced: Create a free account to securely backup and sync your data. SUBTRACK PRO: Upgrade to our Premium plan to break the limits! Unlock unlimited subscriptions, advanced analytics, an ad-free experience, and priority support. Take charge of your financial life today. Download SubTrack and start saving money! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Worthy4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is update cadence: SubTrack at every 2 days against Worthy's weekly. SubTrack also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Worthy sells 1 one-off in-app purchase and SubTrack sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Worthy ships an update weekly, SubTrack every 2 days. Both last shipped on October 25, 2026.

Scorecard2 real differences · 8 level
Worthy versus SubTrack: the parameters behind the verdict, then further details
ParameterWorthySubTrack
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size11 MB50 MB
Age rating4+4+
DeveloperDario MungoiCAN KACAR

In-app purchases

1 purchases

Worthy

One-time1
  • Worthy Pro$19.99
1 purchases

SubTrack

Subscriptions1
  • SubTrack Premium Access$4.991 Month

Questions

Is Worthy free?
Worthy is free to download, with in-app purchases available.
Is SubTrack free?
SubTrack is free to download, with in-app purchases available.
Do Worthy or SubTrack have ads?
Neither Worthy nor SubTrack shows ads.
Which is updated more often, Worthy or SubTrack?
Worthy ships an update weekly, and SubTrack every 2 days. Most recently, Worthy was updated on October 25, 2026 and SubTrack on October 25, 2026.

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