Comparison

YoBudget vs Kinwallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YoBudget

Features
Read full description

YoBudget helps you understand where your money goes and keep everyday finances under control. Create wallets, record income and expenses, track budgets, review spending trends, and manage shared wallets with people you trust. With AI-assisted transaction capture, YoBudget can recognize payments from Apple Pay and Google Pay notifications, as well as receipt or payment screenshots, then prepare transactions for you to review and save. Use YoBudget for personal finance, household budgets, travel funds, cash tracking, or any other money flow you want to organize clearly. Key features: - Track income and expenses with custom categories. - Auto-record payment activity from Apple Pay and Google Pay notifications. - Use AI-powered recognition to create pending transactions from photos or screenshots. - Create multiple wallets with their own currencies, balances, icons, and names. - Analyze spending and income with category charts and trend graphs. - Set budgets for wallets or expense categories and monitor remaining amounts. - Transfer money between wallets and keep balances aligned. - Invite other users to shared wallets and manage owner or member access. - Work offline and sync data automatically when connection is available. - Back up authorized account data with cloud synchronization. - Customize categories, icons, currencies, and app settings. - View transaction history grouped by date and filtered by month. YoBudget is built for practical daily use: quick transaction entry, automatic payment capture, clear wallet balances, useful spending breakdowns, and simple collaboration around shared money. Whether you manage one wallet or several, YoBudget gives you a structured place to record activity and see your financial picture. Start with a wallet, add your categories, and track each income or expense as it happens. Over time, YoBudget turns your records into reports that help you notice patterns, compare periods, and make better spending decisions. Terms of Use (EULA): https://yobudget.money/terms Privacy Policy: https://yobudget.money/privacy

About

Kinwallet

This app helps couples and families manage shared finances by tracking expenses, setting budgets, and planning spending together. It offers features like shared wallets, currency conversion, and detailed reports, eliminating the need for spreadsheets.

Highlights
  • Shared wallets for couples and families
  • Track income and expenses
  • Multi-currency support with auto-conversion
  • Customizable category tree
  • Recurring transaction automation
  • Budget limits with overspend warnings
  • Detailed financial reports
Features
Read full description

Know where every dollar goes. Kinwallet is a shared budget app for couples and families — track expenses, set limits, and plan together without the spreadsheet headache. WHAT YOU CAN DO • Shared wallets — invite family and friends with a simple code • Track income & expenses in seconds, with notes and categories • Transfer money between your wallets • Spend in any currency — auto-converted at up-to-date rates • Smart category tree — built-in or your own, with icons and colors • Recurring transactions — rent, salary, subscriptions on autopilot • Budget limits with progress bars and overspend warnings • Clear reports by category, period, and wallet • Import & export your data as CSV • 13 languages, including a right-to-left layout for Arabic Privacy first: we don't sell your data and we don't show ads. The free plan includes one wallet and all core features — no time limits, no hidden fees. Premium unlocks unlimited wallets, unlimited shared members, full transaction history, and priority support. Questions? Reach us at merbelcorp@outlook.com Terms of Use: https://shared-budget-lovat.vercel.app/terms/

Screenshots

YoBudget4 screens
Kinwallet4 screens

Verdict

The call

YoBudget and Kinwallet are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. YoBudget sells 2 in-app purchases, starting at $4.99 per month and Kinwallet sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

YoBudget ships an update every 4 days, Kinwallet weekly. The most recent releases landed on November 9, 2026 and November 7, 2026 respectively.

ScorecardNo meaningful differences
YoBudget versus Kinwallet: the parameters behind the verdict, then further details
ParameterYoBudgetKinwallet
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size141 MB57 MB
Age rating17++4
DeveloperOleksandr ShcherbininVladislav Mershkov

In-app purchases

2 purchases

YoBudget

Subscriptions2
  • Pro Month14 Days trial$4.991 Month
  • Pro Year$49.991 Year
4 purchases

Kinwallet

Subscriptions4
  • SharedBudget Premium Monthly Family7 Days trial$1.991 Month
  • SharedBudget Premium Monthly7 Days trial$2.491 Month
  • SharedBudget Premium Annual Family7 Days trial$19.991 Year
Show 1 more
  • SharedBudget Premium Annual7 Days trial$24.991 Year

Questions

Is YoBudget free?
YoBudget is free to download, with in-app purchases available.
Is Kinwallet free?
Kinwallet is free to download, with in-app purchases available.
Do YoBudget or Kinwallet have ads?
Neither YoBudget nor Kinwallet shows ads.
Which is updated more often, YoBudget or Kinwallet?
YoBudget ships an update every 4 days, and Kinwallet weekly. Most recently, YoBudget was updated on November 9, 2026 and Kinwallet on November 7, 2026.

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