Spending Tracker vs Plan Personal Budget

Mochi Money. Track spending, stay on budget, save more. Managing money is stressful. MochiMoney makes it easy. Tap in your morning coffee. See where this month's money actually went. Hit the end of the month with something left over, for once. That's the whole pitch. Most budgeting apps treat you like an accountant. Mochi treats you like a person. It's the friendly little tracker you'll actually open every day, because it takes ten seconds and never makes you feel bad. What Mochi helps you do: Stop wondering where your money went. Every coffee, ride, and impulse buy goes in with a few taps. By the end of the month, you swap "I have no idea" for a clear picture you can act on. See your spending in colour. A simple, beautiful breakdown shows which categories are eating your paycheck. Groceries, dining, subscriptions. It's all right there. No spreadsheets. No math. Stay on budget without thinking about it. Set a monthly limit per category once, then let Mochi quietly mind the gap. You'll know you're getting close before you blow past it, not after. Save up for the things you actually want. Make wallets for the trip to Japan, the first car, the moving-out fund. Watch the progress bars grow. Feel that little hit of "I'm doing it" every time you put money aside. Glance, don't dig. Pin Mochi widgets to your home screen and see your balance, your budget, and your top spending without even unlocking the app. Money clarity in a single glance. Never get blindsided by a recurring charge. Log your subscriptions and bills once. Mochi remembers the rest, so future you doesn't get that "wait, what?" moment on payday. Built for real people, not finance nerds You don't need to learn Mochi. There's no setup wizard, no jargon, no judgment. It's quick, it's friendly, it's a little bit cute. Within a week, you'll actually understand your money for the first time. Saving for your first apartment? Trying to stop bleeding cash on takeout? Just want to feel less anxious when your phone buzzes with a bank notification? Mochi's got you. Take a breath. Tap a few buttons. Take control. Download Mochi Money and start a softer, smarter relationship with your money today.

Plan Personal Budget helps you take full control of your monthly finances. Create budgets for every month, track your income and expenses, and always know exactly where your money goes. **Plan Your Monthly Budget** Set up a budget for each month with your planned income and expenses. Choose from 10 built-in categories like Housing, Food, Transport, Health, and more. Assign a color theme to each month for easy visual organization. **Three Ways to Track Expenses** - Regular expenses - check them off as you pay - Automatic expenses - always deducted, like subscriptions and recurring bills - Before-paycheck expenses - track spending before your income arrives, kept separate from your monthly balance **Multiple Income Sources** Track income from different sources - salary, freelance, rental, and more. Compare planned vs. actual income to see exactly where you stand each month. **Beautiful Charts & Analytics** Visualize your spending with detailed charts. View monthly comparisons with stacked bar charts, yearly summaries, custom date range analysis, and category breakdowns with percentage insights. **Save Time with Templates** Create reusable budget templates with your regular income and expenses. Apply them when starting a new month, or simply copy expenses from a previous month. **Custom Categories** Go beyond the built-in categories. Create your own expense categories with custom names, icons, and colors to match your spending habits. **iCloud Sync** Keep your budgets in sync across all your Apple devices. Your data stays private in your personal iCloud account. **Privacy & Security** Lock the app with Face ID or Touch ID. Your financial data never leaves your devices and iCloud account - no third-party servers, no tracking, no ads. **Available in 6 Languages** English, Polish, German, Spanish, French, and Ukrainian. **FREE FEATURES** - Create monthly budgets with income tracking - 10 built-in expense categories - Three expense types (regular, automatic, before-paycheck) - Budget templates - 16 color themes - Face ID / Touch ID lock - Light, Dark, and System themes **PRO SUBSCRIPTION** - Multiple income sources per budget - Custom expense categories - Advanced analytics (yearly, custom range, category breakdown) - iCloud sync across devices Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/