Comparison

TrueUp vs Aset

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TrueUp

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TrueUp makes sharing expenses simple — and settling up painless. Whether you’re traveling with friends, sharing a home, or planning a group trip, TrueUp helps everyone stay aligned without constant calculations or awkward reminders. Add expenses as they happen, assign who paid and who owes, and let TrueUp keep everything balanced. When the time comes, you can true up and settle in a way that works for everyone. No spreadsheets. No guesswork. Just clarity. How TrueUp helps - Track shared expenses across trips, groups, or everyday life - Split costs your way — evenly or by custom amounts - See balances at a glance so everyone knows where they stand - True up when you’re ready, not after every purchase - Designed for iOS, fast, clean, and easy to use TrueUp is built for real life — flexible, friendly, and fair. Add expenses now, settle later, and focus on enjoying the moments that matter. Terms of Use (EULA) This app uses Apple’s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy View the complete privacy policy at https://truemeup.app/privacy/

About

Aset

Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.

Highlights
  • Manual net worth tracking
  • Private asset wallet
  • Multi-currency management
  • Financial trend visualization
  • FIRE progress tracking
  • Customizable asset cards
  • Privacy-focused design
Features
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Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/

Screenshots

TrueUp4 screens
Aset4 screens

Verdict

The call

TrueUp and Aset are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TrueUp sells 1 in-app purchase, starting at $49.99 per year and Aset sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TrueUp ships an update every 3 weeks, Aset fortnightly. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
TrueUp versus Aset: the parameters behind the verdict, then further details
ParameterTrueUpAset
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS18.018.0
Further details — not scored
Size17 MB23 MB
Age rating4+4+
DeveloperTim Heuer健 周

In-app purchases

1 purchases

TrueUp

Subscriptions1
  • TrueUp Premium7 Days trial$49.991 Year
4 purchases

Aset

Subscriptions2
  • Monthly$1.991 Month
  • Yearly7 Days trial$9.991 Year
One-time2
  • Lifetime Access$6.99
  • Lifetime$29.99

Questions

Is TrueUp free?
TrueUp is free to download, with in-app purchases available.
Is Aset free?
Aset is free to download, with in-app purchases available.
Do TrueUp or Aset have ads?
Neither TrueUp nor Aset shows ads.
Which is updated more often, TrueUp or Aset?
TrueUp ships an update every 3 weeks, and Aset fortnightly. Most recently, TrueUp was updated on October 8, 2026 and Aset on October 7, 2026.

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