Free Spend vs Kova

You know how much you make. You know how much you save. But do you know how much you've actually spent? Free Spend puts one number on your home screen: your running spending total. No budgets to set up. No bank accounts to connect. No categories to configure. Just open the app, log what you spent, and see your total — right from your home screen widget. Built for people who already have their finances figured out but need one simple thing: a clear, running view of what's going out the door. Your spending total, always visible. Add the widget to your home screen and see your total at a glance. Log a purchase in seconds. Add money when you get paid. That's it. Why Free Spend exists: No more jumping between bank apps, adding up balances in your head just to know what you've spent. Free Spend puts it all in one place. Log each purchase yourself, and feel the weight of each purchase. Free Spend gives you that number. One place. One glance. No setup. No friction. Just your number. Home screen widget with your running total Log purchases and add funds in seconds Manual logging means you feel every purchase and think twice about the next one No account required — no sign-ups, no bank connections Whether you use it as a daily spending tracker, a monthly running total, or just a way to stay honest with yourself about what's going out — Free Spend keeps it simple.

Kova is the fastest way to track your spending and stay on top of your money. Built for people who want a simple, private expense tracker that just works. Every dollar you enter stays on your device. Track expenses in seconds Add an expense in two taps. Pin your most frequent ones to Quick Add for one-tap logging on the go. Know where your money goes See your spending broken down by category. Drill into any category to see every transaction. Filter by last 7 days, this week, or last week to spot patterns fast. Budget with a plan that fits you Choose from three popular budget splits — 50/30/20, 60/30/10, or 70/20/10 — or build your own. Set a budget base amount and Kova shows you exactly how much you've spent against each group in real time. Built for the Caribbean Kova is GYD-first with full support for USD, TTD, BBD, EUR, and GBP. No forced currency conversions. Support for more currencies to come. Your data, your device No account required. No cloud sync. No tracking. Everything you enter is stored locally and stays private. Export your data as a CSV at any time. Completely free. Always. Every feature in Kova is free. No paywalls. No premium tier. No subscription.