Kot Tra vs Moneio
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Kot Tra
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Kot Tra is a simple and powerful expense tracker designed to help you manage your money with confidence. - Track income, expenses, and transfers - Manage multiple accounts (cash, bank, wallet) - Support multiple currencies with exchange rates - Fully offline โ your data stays on your device - Smart filters by date, account, and type - Backup & export your data anytime - Clean, modern, and easy-to-use design Your privacy comes first. Kot Tra does NOT collect personal data, does NOT require an account, and does NOT send data to any server. Premium option: Upgrade to Premium to remove ads and enjoy a clean experience. Whether you want to control daily spending or manage multiple accounts, Kot Tra helps you stay organized and in control of your finances.
Moneio
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Moneio โ Personal Finance Tracker Managing money has never been this simple and visual. Moneio brings all your financial accounts together in one place, giving you a crystal-clear picture of where you stand โ and where you're headed Total Balance & Accounts Connect all your accounts โ cash, debit cards, credit cards, and savings โ and see your total balance at a glance. Toggle accounts on or off to focus on what matters. Smart Analytics Understand your spending habits with beautiful, interactive charts. See expenses broken down by category โ travel, shopping, health, subscriptions, and more โ for any time period. Goals, Debts & Credits Set savings goals and track your progress. Keep tabs on your debts and credit obligations so you always know exactly what you owe. Spending Forecast See how your spending is trending throughout the month and get a projected total โ so you're never caught off guard at the end of the month. Transaction History Every income and expense, logged and searchable. Filter by date, category, or account. Never lose track of a payment again. Moneio is designed for people who want clarity, not complexity. Clean design, powerful tools, and everything you need to build better financial habits โ starting today. AI-powered financial assistant coming soon! Terms of Use: https://alexdaronin.github.io/Privacy-Policy/terms-of-use Privacy Policy: https://alexdaronin.github.io/Privacy-Policy/
Screenshots
Verdict
The clearest difference is in-app purchases: Kot Tra at none against Moneio's 2. Kot Tra also leads on iOS requirement (13.0 vs 18.0). Moneio's advantage is update cadence (every 2 days vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Moneio sells 2 in-app purchases, starting at $5.99 per month. Kot Tra asks for nothing beyond the download.
Kot Tra ships an update every 2 months, Moneio every 2 days. Both last shipped on October 31, 2026.
| Parameter | Kot Tra | Moneio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 days โ better |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPad |
| Requires iOS | 13.0 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 20 MB | 7 MB |
| Age rating | 9+ | 4+ |
| Developer | Sapirin Soprey | Oleksii Daronin |
In-app purchases
Kot Tra
No in-app purchases
Moneio
- Moneio Pro$5.991 Month
- Moneio Pro (Annual)$49.991 Year









