Parasify vs Contiv Financial

Parasify is a privacy-focused personal finance app that stores your data locally on your device. No accounts required — your data stays on your phone unless you choose to enable cloud sync. BUDGET & EXPENSE TRACKING Create budgets for any category and track spending in real time. Get alerts when approaching limits. Log expenses, income, and transfers across multiple wallets with multi-currency support. NET WORTH & ASSET TRACKING See your complete financial picture. Track real estate, vehicles, investments, precious metals, and cryptocurrencies alongside your debts and loans. Watch your net worth grow over time. FINANCIAL GOALS Set savings targets, debt payoff goals, emergency funds, and more. Link goals to wallets for automatic tracking or update manually. SMART FEATURES • AI-powered receipt scanning — snap a photo and auto-create transactions • Financial insights and spending forecasts • AI chat assistant for financial questions • Recurring transaction automation • Credit card management with billing cycles • Loan amortization tracking • Home screen widgets for quick access MULTI-CURRENCY & GLOBAL Support for 150+ fiat currencies, 500+ cryptocurrencies, and precious metals. Real-time exchange rates with cross-currency conversion. PRIVACY FIRST • Data stored locally on your device by default • Face ID / Touch ID lock • No ads, no tracking • Optional cloud sync for backup and multi-device access • Family and wallet sharing via cloud sync REPORTS & EXPORT Spending heatmaps, cash flow forecasts, monthly comparisons, and category breakdowns. Export to CSV or PDF. PREMIUM FEATURES Unlock unlimited wallets, budgets, goals, assets, and debts. Get AI chat, receipt scanning, financial insights, cloud sync, and family sharing with a subscription. All core features work fully offline with local data. Free to download. Premium subscription available with a 7-day free trial. Terms of Use (EULA): https://kochanahm.github.io/parasify-website/terms Privacy Policy: https://kochanahm.github.io/parasify-website/privacy Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. Manage and cancel subscriptions in your App Store account settings.

Contiv Financial is an expense and income tracker for people who keep personal and business money in the same app — and want the accounting to be right, not just tidy. Everything you record belongs to an account: cash, a current account, savings, an investment, a credit card or a loan. Each account holds its own currency. Your transactions, transfers and balance corrections all appear in one list, the way a statement reads. ACCOUNTS • As many accounts as you need, each in its own currency • Mark an account personal or business — categories stay shared, reports stay separate • Credit cards and loans are treated as what they are: money you owe. Never quietly subtracted from your cash • Hide accounts you rarely use, archive ones you've closed, restore them if you change your mind • An account with nothing recorded in it can be deleted outright ONE LIST FOR EVERYTHING • Income, expenses, transfers and balance corrections in a single Transactions view • Group by date or by category, filter by type, search notes, tags and category names • See how much moved in and out on any given day • Choose a period: this month, the last three or six, a full year, or your own dates RECORDING MONEY • A calculator keypad — type 12.40+8 and let the app do the arithmetic • Expense, Income and Refund as three clear choices. A refund reduces what you spent rather than pretending to be income, so your category totals stay honest • Split one purchase across several categories • Move money between your own accounts, including between currencies, with both amounts stated so no exchange rate is guessed on your behalf REPORTS • Profit and loss for any period, broken down by category or by account • A statement for a single account: what it opened with, what came in and went out, what it holds now — and it ties • Budgets by category or overall, weekly, monthly, yearly, or across dates you pick YOUR DATA, YOURS • Export everything to CSV — one block per account with a running balance, ready for a spreadsheet • Face ID or fingerprint lock • Light and dark themes • English and Romanian Contiv Financial needs an internet connection. You can export your data, clear it, or delete your account and everything in it from inside the app at any time.