Parasify vs Spend Tracker & Budget

Parasify is a privacy-focused personal finance app that stores your data locally on your device. No accounts required — your data stays on your phone unless you choose to enable cloud sync. BUDGET & EXPENSE TRACKING Create budgets for any category and track spending in real time. Get alerts when approaching limits. Log expenses, income, and transfers across multiple wallets with multi-currency support. NET WORTH & ASSET TRACKING See your complete financial picture. Track real estate, vehicles, investments, precious metals, and cryptocurrencies alongside your debts and loans. Watch your net worth grow over time. FINANCIAL GOALS Set savings targets, debt payoff goals, emergency funds, and more. Link goals to wallets for automatic tracking or update manually. SMART FEATURES • AI-powered receipt scanning — snap a photo and auto-create transactions • Financial insights and spending forecasts • AI chat assistant for financial questions • Recurring transaction automation • Credit card management with billing cycles • Loan amortization tracking • Home screen widgets for quick access MULTI-CURRENCY & GLOBAL Support for 150+ fiat currencies, 500+ cryptocurrencies, and precious metals. Real-time exchange rates with cross-currency conversion. PRIVACY FIRST • Data stored locally on your device by default • Face ID / Touch ID lock • No ads, no tracking • Optional cloud sync for backup and multi-device access • Family and wallet sharing via cloud sync REPORTS & EXPORT Spending heatmaps, cash flow forecasts, monthly comparisons, and category breakdowns. Export to CSV or PDF. PREMIUM FEATURES Unlock unlimited wallets, budgets, goals, assets, and debts. Get AI chat, receipt scanning, financial insights, cloud sync, and family sharing with a subscription. All core features work fully offline with local data. Free to download. Premium subscription available with a 7-day free trial. Terms of Use (EULA): https://kochanahm.github.io/parasify-website/terms Privacy Policy: https://kochanahm.github.io/parasify-website/privacy Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. Manage and cancel subscriptions in your App Store account settings.

Log an expense in under 3 seconds — just say it. "Coffee 4.50", "Groceries 32 at the market", "Taxi 12": the app fills in the amount, category, merchant and note for you. Review, save, done. VOICE OR TEXT • Tap the mic and speak in your language, or type if you prefer • Edit any field with one tap before saving BUDGETS & SAVINGS GOALS • Monthly budgets per category with over-budget alerts • Savings goals with deadlines and monthly contribution hints • Add your income and see what's safe to spend CLEAR INSIGHTS • Donut, bar, trend and heatmap charts • Weekly spike alerts and per-category breakdowns • Spot recurring expenses PRIVATE BY DESIGN • Your expenses are stored on your device • Choose on-device parsing (nothing leaves your phone) or cloud parsing for higher accuracy • Backups and exports only when you choose Pick your own currency. Free with ads; Spendly Plus removes ads and unlocks unlimited cloud parsing. Terms of Use: https://nagy-legal.vercel.app/spendly/terms.html Privacy Policy: https://nagy-legal.vercel.app/spendly/privacy.html