SimpleInvestor vs AI Portfolio Explainer

Simple Investor brings your crypto holdings and stock positions together in one clean dashboard — no brokerage account, no sign-in needed. WHY YOUR PORTFOLIO MOVED, EXPLAINED Every price change comes with a one-line summary of the news and macro events behind it. Stop guessing why BTC jumped or why your tech stocks dipped — we connect the dots for you. EVERYTHING IN ONE VIEW • Total balance across crypto and stocks • Live prices, 24h changes, sparkline charts • Asset breakdown with smart sorting • Daily AI Insight on what's moving your portfolio SMART ALERTS THAT EXPLAIN THEMSELVES Set price targets or percentage moves on any asset. When they trigger, you get a note with what likely caused the move — Fed announcement, ETF flows, geopolitical event, earnings. MARKET INSIGHTS • AI-written snapshots of crypto and stock markets • Currency trends, geopolitical events, Fed rates, sector moves • Filterable by asset class BUILT FOR CLARITY • Dark, distraction-free design • Tabular numbers and proper typography • Lives on your device — we collect only what we need NOT A BROKER Simple Investor is a tracker, not a brokerage. We aggregate prices, news, and macro context so you can monitor your holdings. Nothing in the app is financial advice. Built for people who want to know what they hold and why it moved — without the noise.

Portfolio Explainer — your AI co-pilot for crypto, stocks, ETFs and funds Stop scrolling charts and reading market noise. Portfolio Explainer gives you a daily AI report tailored to what you actually hold — across crypto and stocks — so you understand why your portfolio moved, what could move it next, and where the real risks sit. WHAT YOU GET • Daily AI report. A personalized briefing on your portfolio every day. Headlines, sector concentration, risk metrics, statistical price ranges, scenario analysis, and macro context — all in plain English. • AI chat about your holdings. Ask anything — "what happens to BTC if the Fed cuts next week?", "is my portfolio too concentrated in tech?", "what's the historical pattern after this CPI print?". Replies are grounded in your actual positions. • Scenario analysis. Statistical price ranges and conditional scenarios for the assets you own, based on historical reactions to similar events. • Calendar context in every report. Upcoming Fed meetings, CPI prints, earnings, regulatory decisions, token unlocks — pre-filtered to what matters for your portfolio. • Sector + concentration exposure. See how concentrated you really are. Cash-position scenarios show you the volatility you'd add or remove by rebalancing. • Push notifications when your daily report is ready. PRIVACY-FIRST • No exchange or brokerage connections — you enter your holdings manually. We never see your wallet keys, exchange accounts, or trade history. • No third-party advertising or tracking. • We never sell your data or share it for advertising. To write your reports, your holdings and chat messages are sent to OpenAI — we ask you first, and we never send your name or email. EDUCATIONAL TOOL — NOT FINANCIAL ADVICE Portfolio Explainer publishes educational content about market behavior. We are not a registered investment adviser, broker-dealer, or fiduciary. All AI-generated analysis, predictions, statistical bands, and historical patterns are for educational purposes only. Past performance does not guarantee future results. You are solely responsible for your own investment decisions. SUBSCRIPTION — Portfolio Explainer Premium • Free trial: one AI report per lifetime per physical device, no payment method required to try. • Title: Portfolio Explainer Premium (auto-renewable subscription) • Price: USD 9.99 per month (local-currency equivalent set by the App Store in your region) • Payment will be charged to your Apple ID account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Account will be charged for renewal within 24 hours prior to the end of the current period at the same price. • Manage or cancel your subscription anytime in Settings → Apple ID → Subscriptions. • No partial refunds for the unused portion of the current period. Privacy Policy: https://pfexplainer.excludium.com/privacy Terms of Use: https://pfexplainer.excludium.com/terms Support: support@excludium.com