Comparison

Slaash vs Payoff Formula

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Slaash

Features
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Take control of your debt with Slaash โ€” the smart, offline-first debt payoff tracker that helps you eliminate credit cards, loans, and other debt faster. See Your Debt-Free Date Enter your debts and Slaash instantly calculates when you'll be debt free. Watch your payoff timeline shrink as you make extra payments. Snowball & Avalanche Strategies Choose the debt snowball method for quick wins and motivation, or the debt avalanche method to save the most on interest. Compare both side-by-side to find your best path. Track Every Payment Log payments, see your progress, and stay motivated with visual payoff charts. Slaash tracks balances across all your credit cards, personal loans, student loans, auto loans, and more. Works Offline, Syncs Everywhere Your financial data stays on your device first. Privacy-First Design Built-in Demo Mode lets you explore or share the app without exposing your real financial data. Key Features: - Debt snowball & avalanche calculators - Custom extra payment scenarios - Visual payoff timeline & progress tracking - Support for credit cards (loans, mortgages & more coming soon) - Offline-first with optional cloud sync - Dark mode support TERMS OF USE Apple's standard Terms of Use (EULA) apply: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Payoff Formula

Read full description

Payoff Formula helps you build a clear plan to pay off your credit card debt. Enter your balance, credit limit, interest rate, and how long you want to pay it off. The app calculates your monthly payment using a utilization-based formula and shows you a complete month-by-month schedule. No guessing. No hidden math. Every step of the formula is shown so you understand exactly what you're paying and why. Features: Step-by-step math breakdown of your payoff plan Month-by-month payment schedule with utilization tracking Color-coded utilization zones (red, yellow, green) Add multiple credit cards and compare plans Summary with highest payment, lowest payment, and total cost All data stored locally on your device No login, no ads, no tracking, completely free Built by DevAppStudios.

Screenshots

Slaash4 screens
Payoff Formula3 screens

Verdict

The call

The clearest difference is in-app purchases: Payoff Formula at none against Slaash's 2. Payoff Formula also leads on device support (3 vs 1) and iOS requirement (13.0 vs 26.0). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Slaash sells 2 in-app purchases, starting at $4.99 per month. Payoff Formula asks for nothing beyond the download.

Scorecard3 real differences ยท 3 level
Slaash versus Payoff Formula: the parameters behind the verdict, then further details
ParameterSlaashPayoff Formula
PriceFreeFree
Update frequencyEvery 3 weeksโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS26.013.0 โ€” better
Further details โ€” not scored
Size20 MB17 MB
Age rating4+17+
DeveloperJules LabadorDevAppStudios LLC

In-app purchases

2 purchases

Slaash

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Yearly1 Year trial$49.991 Year
None

Payoff Formula

No in-app purchases

Questions

Is Slaash free?
Slaash is free to download, with in-app purchases available.
Is Payoff Formula free?
Payoff Formula is free to download, with no in-app purchases.
Do Slaash or Payoff Formula have ads?
Neither Slaash nor Payoff Formula shows ads.

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