Comparison

Indo Wallet vs Chilimba

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Indo Wallet

Features
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Indo Wallet is a secure and easy-to-use digital wallet designed to make your everyday payments, transfers, and money management simple and completely cashless. Whether you’re sending money, paying bills, or withdrawing cash without a card, Indo Wallet keeps everything at your fingertips. 1.Send to Wallet 2.Mobile Money 3.NFS Transfer 4.Wallet to Account Transfer 5.Cardless Cashout 6.QR Payment 7.Generate QR 8.Bill Payment 9.Pin / Biometric login 10.Wallet statement Why Choose Indo Wallet? 1.Secure and encrypted transactions 2.Fast and reliable money transfers 3.Simple, user-friendly interface 4.Cashless payments anytime, anywhere 5.Built with modern security standards Take control of your payments and experience the future of digital transactions with Indo Wallet. Download now and go cashless today!

About

Chilimba

Features
Read full description

Chilimba β€” Save Together, Grow Together Chilimba makes group saving simple, transparent, and trustworthy. Whether you're pooling money with friends, saving for groceries, contributing towards a vehicle, or running a Village Banking group β€” Chilimba keeps everyone on the same page. HOW IT WORKS Create or join a group, set a contribution amount and schedule, and let Chilimba handle the rest. Every member contributes each cycle, and payouts rotate so everyone benefits. GROUP TYPES - Cash Chilimba β€” Classic rotating savings. Members contribute and take turns receiving the full pot. - Grocery Chilimba β€” Pool funds for group grocery shopping with built-in shopping lists and photo proof. - Vehicle Chilimba β€” Save together towards purchasing a vehicle with target price tracking. - Village Banking β€” Full-featured savings and lending with shares, loans, social funds, and interest management. KEY FEATURES - Real-time contribution tracking and payment confirmations - Automated rotation schedules and payout management - Group analytics with health scores, member performance rankings, and projections - In-app group chat to stay connected - Loan management for Grocery and Village Banking groups - Push notifications for due dates, payouts, and group updates - Trust scores to build accountability - Secure PIN and biometric authentication BUILT FOR TRUST Chilimba brings transparency to the age-old tradition of group saving. See exactly who has paid, who is next to receive, and how your group is performing β€” all in one place.

Screenshots

Indo Wallet4 screens
Chilimba4 screens

Verdict

The call

The clearest difference is iOS requirement: Chilimba at 13.0 against Indo Wallet's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Indo Wallet ships an update every 5 weeks, Chilimba every 2 months. The most recent releases landed on October 25, 2026 and October 18, 2026 respectively.

Scorecard1 real difference Β· 5 level
Indo Wallet versus Chilimba: the parameters behind the verdict, then further details
ParameterIndo WalletChilimba
PriceFreeFree
Update frequencyEvery 5 weeks β€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.013.0 β€” better
Further details β€” not scored
Size76 MB26 MB
Age rating4+4+
DeveloperIndo Zambia BankKelvin Simukonda

In-app purchases

None

Indo Wallet

No in-app purchases

None

Chilimba

No in-app purchases

Questions

Is Indo Wallet free?
Indo Wallet is free to download, with no in-app purchases.
Is Chilimba free?
Chilimba is free to download, with no in-app purchases.
Do Indo Wallet or Chilimba have ads?
Neither Indo Wallet nor Chilimba shows ads.
Which is updated more often, Indo Wallet or Chilimba?
Indo Wallet ships an update every 5 weeks, and Chilimba every 2 months. Most recently, Indo Wallet was updated on October 25, 2026 and Chilimba on October 18, 2026.

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