M vs OneBudget

Take control of your money with a lock savings app designed to help you build strong saving habits. This app works like a digital piggy bank. You lock your funds for a chosen period, and withdrawals are not allowed until the lock date is reached. This helps you stay disciplined and committed to your financial goals. You can save individually or as a group. Create a savings group, invite members, and contribute together toward shared goals. Group members can view each other’s contributions, promoting transparency and accountability. The app also allows transfers between savings accounts, making it easy to send funds from your savings to another member’s savings account when needed. Key Features: • Lock your savings until a selected date • Save individually or with a group • Create and manage savings groups • View group members’ contributions • Transfer funds between members’ savings accounts • Simple, focused, and easy to use Whether you’re saving alone or with friends, this app helps you stay committed and organized on your savings journey.

Understand what’s left without connecting your bank. OneBudget is a budget planner and expense tracker. Create a budget, set its limit and log purchases as you go. Keep a clear view of what you have spent and the expenses you have already scheduled. A BUDGET THAT FITS YOUR PLANS Choose a monthly budget, set your own start and end dates, or keep an all-time view of its history. Name it for your household, groceries, hobbies or next trip. SEE WHAT’S LEFT AND HOW IT’S CALCULATED Separate the amount remaining after recorded expenses from the forecast after expenses you have already scheduled. Set a reserve to keep aside and see a daily guide for the active period after that reserve is taken into account. These figures are based on your entries; they are not your bank account balance. EXPENSES YOU CAN FIND AGAIN Enter an amount, category and date, with an optional note. Log an expense quickly, find it in your history and edit it when needed. In Overview, explore your spending by month, category and budget. A CLEARER DAILY ROUTINE Soft colors, light and dark mode, a small widget and an optional daily reminder help you stay on track. Available in English and French on iPhone and iPad. No OneBudget account or bank connection is required. START FOR FREE Create one budget and use expense tracking, history, the monthly overview and the small widget for free. WITH ONEBUDGET PREMIUM • Create multiple budgets with no limit on their number. • See up to three budgets in the multi-budget widget. • Enable budget threshold and end-date alerts, with notification permission. • Export all your budgets to CSV or PDF. Premium is available as a monthly or yearly auto-renewable subscription. The price and duration are shown before purchase. Payment is handled by Apple. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel it in your Apple account settings. Your existing budgets and expenses remain accessible after Premium ends. Support: https://moodapps.fr/onebudget/en/support/ Privacy policy: https://moodapps.fr/onebudget/en/privacy/ Terms of Use (Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/