CalmCapital vs MultiRate
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
CalmCapital
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Track expenses, manage budgets & grow your savings securely on-device. Take full control of your financial life with ClamCapital. ClamCapital is a modern personal finance manager designed to help you monitor spending, plan budgets, and understand your money better β all in a simple and secure way. β Finance Tracking β Easily record your daily expenses and income. See exactly where your money goes and identify your biggest spending categories. β Smart Insights & Charts β Interactive charts give you a clear overview of your income, expenses, and cash flow. Understand trends and make smarter financial decisions. ββββ TOP FEATURES ββββ β Works completely offline β Secure on-device data storage β Expense & income tracking β Categories with icons & colors β Detailed transaction history β Account deletion β Budget Limit Reached β Spending & Income Insights with Export PDF Reports. β Budget setup and control β iCloud backups β Calendar-based transaction view β Clean and simple user interface We are committed to protecting the privacy of your data. Our service does not store information about your accounts, transactions, budgets, or statistics on remote servers. The information is stored only on your iPhone. DOWNLOAD OUR APPLICATION AND START MANAGING YOUR FINANCES! We made a concerted effort to develop the interface and ensure its responsiveness. When you open the application, you can enter your expenses right away in just two seconds. The free version of ClamCapital does not require prepayment or your credit card information. Privacy policy: https://mahesh12123.github.io/CalmCapital-privacy-policy/
MultiRate
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Currency Converter & Calculator is a fast, simple, and powerful app for converting currencies and calculating exchange rates in real time. Perfect for travelers, investors, online shoppers, freelancers, and anyone who deals with multiple currencies. Key Features: - Convert single or multiple currency pairs at once - Live exchange rates with regular updates - Multi-currency mode β compare several currencies simultaneously - Built-in calculator for quick conversions and totals - Offline mode β access your last updated rates without internet - Support for major and minor world currencies - Fast, lightweight, and easy to use interface - No account required Why Youβll Love It: Whether youβre traveling abroad, shopping online in foreign currencies, tracking investments, or working with international clients, this app helps you instantly understand the real value of your money. Designed with a clean and intuitive interface, the app makes currency conversion effortless and accurate β anytime, anywhere. Use Cases: Travel budgeting International shopping Freelance & remote work payments Crypto and forex reference (fiat conversion) Personal finance tracking Download now and take full control of your currency conversions β simple, fast, and always up to date. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: CalmCapital at none against MultiRate's 2. CalmCapital also leads on ads (none vs shown) and iOS requirement (16.7 vs 18.6). MultiRate's advantage is update cadence (every 4 days vs every 9 days). On price and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. MultiRate sells 2 in-app purchases, starting at $2.99 per month. CalmCapital asks for nothing beyond the download.
CalmCapital ships an update every 9 days, MultiRate every 4 days. The most recent releases landed on October 6, 2026 and October 4, 2026 respectively.
| Parameter | CalmCapital | MultiRate |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | Every 4 days β better |
| Ads | No β better | Yes |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.7 β better | 18.6 |
| Further details β not scored | ||
| Size | 4 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Mahesh mahara | Andrii Ilchenko |
In-app purchases
CalmCapital
No in-app purchases
MultiRate
- Pro Monthly$2.991 Month
- Pro Yearly$14.991 Year









