Comparison

CalmCapital vs Split Bills with Roommate

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CalmCapital

Features
Read full description

Track expenses, manage budgets & grow your savings securely on-device. Take full control of your financial life with ClamCapital. ClamCapital is a modern personal finance manager designed to help you monitor spending, plan budgets, and understand your money better β€” all in a simple and secure way. ● Finance Tracking ● Easily record your daily expenses and income. See exactly where your money goes and identify your biggest spending categories. ● Smart Insights & Charts ● Interactive charts give you a clear overview of your income, expenses, and cash flow. Understand trends and make smarter financial decisions. –––– TOP FEATURES –––– ● Works completely offline ● Secure on-device data storage ● Expense & income tracking ● Categories with icons & colors ● Detailed transaction history ● Account deletion ● Budget Limit Reached ● Spending & Income Insights with Export PDF Reports. ● Budget setup and control ● iCloud backups ● Calendar-based transaction view ● Clean and simple user interface We are committed to protecting the privacy of your data. Our service does not store information about your accounts, transactions, budgets, or statistics on remote servers. The information is stored only on your iPhone. DOWNLOAD OUR APPLICATION AND START MANAGING YOUR FINANCES! We made a concerted effort to develop the interface and ensure its responsiveness. When you open the application, you can enter your expenses right away in just two seconds. The free version of ClamCapital does not require prepayment or your credit card information. Privacy policy: https://mahesh12123.github.io/CalmCapital-privacy-policy/

About

Split Bills with Roommate

Features
Read full description

SplitBills keeps your shared household costs fair and simple. FEATURES β€’ Create a household and invite roommates with a short code β€’ Add bills with category, date, receipt photo and who paid β€’ Split equally, by percentage, fixed amounts or weights β€’ Recurring bills for rent, electricity, internet and more β€’ Clear balances and suggested payments to settle up with as few transfers as possible β€’ Record payments made outside the app β€’ Reminders for bills due tomorrow β€’ Reports with charts plus CSV and PDF export β€’ Optional Face ID app lock PRIVACY No own server, no ads, no analytics. Your household data lives in Apple’s iCloud and is shared only with your household. SplitBills never moves money. Available in English, German and Persian (Farsi).

Screenshots

CalmCapital4 screens
Split Bills with Roommate4 screens

Verdict

The call

The clearest difference is price: CalmCapital at Free against Split Bills with Roommate's $1.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

CalmCapital is free to download; Split Bills with Roommate costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CalmCapital ships an update every 9 days, Split Bills with Roommate weekly. Both last shipped on October 31, 2026.

Scorecard1 real difference Β· 5 level
CalmCapital versus Split Bills with Roommate: the parameters behind the verdict, then further details
ParameterCalmCapitalSplit Bills with Roommate
PriceFree β€” better$1.99
Update frequencyEvery 9 daysWeekly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.7 β€” better17.0
Further details β€” not scored
Size4 MB6 MB
Age rating4+4+
DeveloperMahesh maharaAbolfazl Rejali

In-app purchases

None

CalmCapital

No in-app purchases

None

Split Bills with Roommate

No in-app purchases

Questions

Is CalmCapital free?
CalmCapital is free to download, with no in-app purchases.
Is Split Bills with Roommate free?
Split Bills with Roommate costs $1.99, with no in-app purchases.
Do CalmCapital or Split Bills with Roommate have ads?
Neither CalmCapital nor Split Bills with Roommate shows ads.
Which is updated more often, CalmCapital or Split Bills with Roommate?
CalmCapital ships an update every 9 days, and Split Bills with Roommate weekly. Most recently, CalmCapital was updated on October 31, 2026 and Split Bills with Roommate on October 31, 2026.

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