CitizenWealth vs scfi pro

Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home. CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app. HOLD THE WORLD'S STRONGEST CURRENCIES • Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians. • Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees. SAVE TOGETHER — ACROSS ANY BORDER Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types: • Rotating Payout — the classic structure, now in stable currencies • Shared Goal — pool funds for property, education, or business • Emergency Fund — a community safety net with transparent payouts • Investment Club — grow together and save towards investing for something big Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones. SEND MONEY HOME FROM 1% • Transfer funds to 20+ countries across 12+ African corridors. • Recipients get paid in local currency via bank transfer or mobile money. • No hidden fees. • Zero recipient fees. • Real-time tracking from send to receive. EARN REWARDS ON YOUR SAVINGS • Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly. • No lock-up. • No minimum balance. • Current reward rates and eligibility are shown in the app before you opt in. BUILT ON TRUST, NOT PROMISES • Fund segregation — your money is never lent or invested without consent • Every fee visible before you confirm — no surprises TWO SIMPLE PLANS • Basic (free): Full access to wallets, savings clubs, and transfers. • Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support. WHO IT’S FOR • Diaspora families sending money home and saving together across borders • Savings club organizers tired of spreadsheets and WhatsApp disputes • Freelancers and remote workers earning in USD, GBP, or EUR • Anyone who wants their savings to hold value — not lose it Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://citizenwealth.app/privacy

SCFI PRO is a portfolio platform for owning and managing shares in major global crypto exchanges. DASHBOARD See your available balance, total earnings, active positions, deposits, and withdrawals at a glance. Your balance refreshes automatically so your numbers are always current. EXCHANGE POOLS Browse available exchange pools and acquire shares with fixed APY rates and defined terms. View real-time pool capacity, set your participation amount within pool limits, and see a projected earnings estimate before you commit. PORTFOLIO TRACKING Monitor all your active exchange positions and cumulative earnings from one screen. Pull to refresh for the latest data at any time. DEPOSITS & WITHDRAWALS Fund your account or cash out through a simple, guided flow. Every transaction is logged in your full activity history. EXCHANGES Explore and browse the global crypto exchanges available for share participation directly from the app. EARNINGS CALCULATOR Estimate your potential returns from exchange share ownership before you participate, using the built-in calculator. REFERRALS Invite friends to SCFI PRO and earn $20 for each successful referral. INSIGHTS Stay informed with curated crypto and exchange industry news in the built-in blog. SECURITY Your account is protected with KYC identity verification, two-factor authentication (2FA), and biometric login using Face ID or fingerprint (available on compatible devices). Credentials are stored using encrypted secure storage. PREFERENCES Switch between dark and light mode, manage push notifications, and update your profile at any time.