Debt Tracker vs EchoDefter
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Debt Tracker
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Track all your debts and receivables with DebtTracker β the simple, secure way to stay on top of your personal finances. PERSON-BASED TRACKING Create separate debt and receivable records for each person in your life. Whether it's a friend who borrowed money, a family member you owe, or a colleague with shared expenses, keep everything organized in one place. See at a glance who owes you and whom you owe. Tap any person to open their detail page, where you can manage all transactions for that contact. Mark every record as completed or delete them in bulk with a single tap β no more scrolling through endless lists. MULTI-CURRENCY SUPPORT Life doesn't happen in one currency. DebtTracker supports Turkish Lira (TRY), US Dollar (USD), Euro (EUR), and British Pound (GBP). Track transactions in different currencies separately and always know your net balance for each. When you have open records in multiple currencies, the home screen lets you switch between them with easy-to-use tabs. Perfect for freelancers, frequent travelers, or anyone with international connections. SUMMARY DASHBOARD Start each day with a clear picture of your finances. The home screen shows your total receivables, payables, and net balance in a visual ring chart. Green segments represent money owed to you; red shows what you owe. See your upcoming due dates in a clean, prioritized list. Quickly spot which transactions need attention before they slip your mind. Tap the plus button anytime to add a new record β it takes only seconds. DETAILED INSIGHTS (INSIGHTS TAB) Dive deeper with the Insights tab. View a net balance card that summarizes your position at a glance. See how many records you have in total, how many are still open, and how many you've completed. The financial breakdown pie chart shows the split between receivables and payables. Never miss a deadline: overdue transactions are highlighted in red, and items due within 7 days appear in orange. Discover your top 5 contacts by transaction volume. If you use multiple currencies, get a summary of each. All insights are based on your actual data β no guesswork. DEBTS LIST Everything in one list in the Debts tab. Use filters to focus: view All records, only Receivables, only Payables, or just Open (unsettled) items. Search by person name or note to find exactly what you need. Records are sorted by due date and completion status, so the most urgent items stay at the top. Swipe to mark as paid or received, or to delete β no extra taps required. EASY RECORD MANAGEMENT Adding a record is straightforward. Enter the person's name, add an optional note for context, input the amount, choose the currency, set the due date, and select whether it's a payable or receivable. That's it. To manage existing records, swipe left to mark as paid/received or to delete; swipe right for delete. Every change is saved instantly. Your data stays on your device β secure, private, and always at your fingertips. LANGUAGE & THEME Use DebtTracker in Turkish or English. Switch between light, dark, or system theme to match your preference. Choose your default currency in settings so new records start with the right one. All preferences are saved automatically β set them once and forget them. PRIVACY-FIRST Your financial data never leaves your device. It is not shared with third parties, sold, or used for advertising. What you track stays yours. Your privacy matters, and DebtTracker is built with that in mind. Download DebtTracker today and keep your debts and receivables under control β simply and securely. Privacy Policy: https://functional-thrill-31c.notion.site/Privacy-Policy-305f8e9da76b80d99c1ae14dc1f93bd7?source=copy_link Terms of Use: https://ads.apple.com/terms-of-service
EchoDefter
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Track receivables, payables, cash, bank, and stock accounts in one place. Share books with partners, manage roles, schedule installments, and send PDF or Excel statements. SUBSCRIPTION Title: EchoDefter Pro (Yearly) Length: 1 year, auto-renewing Price: $19.99 per year Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://defter.echosim.net/privacy Service Terms: https://defter.echosim.net/terms
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Verdict
Debt Tracker and EchoDefter are too close to call on the numbers: across 5 compared parameters β price, ads, in-app purchases and device support among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $3.99 per 7 days and EchoDefter sells 1 in-app purchase, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.
| Parameter | Debt Tracker | EchoDefter |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily | β |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 β better | 16.4 |
| Further details β not scored | ||
| Size | 10 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Mehmet Akif ERGANI | Mutlu SULAK |
In-app purchases
Debt Tracker
- Weekly Premium$3.997 Days
- Yearly Premium$24.991 Year
- Life Time$29.99
EchoDefter
- EchoDefter Yearly1 Month trial$19.991 Year









