Comparison

Split AI vs Budget Splitter

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Split AI

Features
Read full description

Split AI makes splitting expenses and tracking spending effortless โ€” powered by AI, completely free, with no ads or hidden paywalls. WHETHER YOU'RE SPLITTING BILLS OR TRACKING SOLO Create groups for trips, roommates, dinners, or home expenses. Add members, assign shares, and let Split AI handle the math. See who owes what at a glance with real-time balance tracking. AI-POWERED EXPENSE ENTRY Skip the manual work. Use AI Scan to photograph receipts and auto-extract amounts, or type a quick phrase like "Dinner 450" and let AI Quick Entry do the rest โ€” category, amount, and description filled in automatically. SMART SPENDING ANALYTICS Get a complete picture of where your money goes. Monthly spending charts, category breakdowns, and an AI-generated Spending Score help you spot trends, catch spikes, and stay on track. AI INSIGHTS THAT ACTUALLY HELP Split AI doesn't just show numbers โ€” it tells you what they mean. Get personalized recommendations like flagging unclassified transactions, detecting unusual spending spikes, and actionable savings tips tailored to your habits. BUILT FOR REAL LIFE - Split by percentage, shares, or equal amounts - 100+ currencies with INR, USD, EUR, and more - Offline mode โ€” works without internet - 10+ expense categories to organize spending - Recurring expenses for subscriptions and bills - Export your data anytime - Available in 7+ languages - Cloud sync across devices 100% FREE. NO CATCH. Every feature is included โ€” unlimited groups, unlimited expenses, AI scans, insights, analytics, charts, and graphs. No premium tier, no ads, no subscriptions. Download Split AI and take control of your shared and personal expenses today.

About

Budget Splitter

Features
Read full description

Splitting expenses shouldn't take a spreadsheet. Budget Splitter is the fastest way to track shared spending with friends, roommates, and travel groups โ€” with powerful features you won't find in a basic bill splitter. Multiple payers, done right โ€” Real life is messy. When more than one person chips in on the same expense, Budget Splitter tracks every payer and keeps balances perfectly accurate. Turn a screenshot into expenses โ€” Upload a receipt or screenshot and AI pulls out all the expenses at once. Add a whole shopping trip or bill split in seconds. Statistics that make sense โ€” Track spending trends and category breakdowns across every group, so you always know where the money went. Share the recap โ€” Post your group's totals and trip highlights to social media with a single tap. Telegram bot โ€” Add and manage expenses right from your group chat. Split & settle instantly โ€” Divide expenses across any members, watch balances update live, and settle up the simplest way possible. And all the essentials: group creation with share-code invites, automatic expense categories, receipt attachments, Telegram bot management, secure sign-in, and full data export. Whether it's a weekend getaway, a shared apartment, or a group dinner โ€” Budget Splitter keeps everyone square. Download now and never chase "who owes what" again. Terms of Use: https://budget-splitter.com/terms/terms-of-service.html Privacy Policy: https://budget-splitter.com/terms/privacy-policy.html

Screenshots

Split AI4 screens
Budget Splitter4 screens

Verdict

The call

The clearest difference is in-app purchases: Split AI at none against Budget Splitter's 2. Split AI also leads on update cadence (every 2 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Budget Splitter sells 2 in-app purchases, starting at $2.99 per 7 days. Split AI asks for nothing beyond the download.

UpkeepUpdate frequency

Split AI ships an update every 2 days, Budget Splitter every 6 weeks. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.

Scorecard2 real differences ยท 4 level
Split AI versus Budget Splitter: the parameters behind the verdict, then further details
ParameterSplit AIBudget Splitter
PriceFreeFree
Update frequencyEvery 2 days โ€” betterEvery 6 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details โ€” not scored
Size66 MB44 MB
Age rating4+4+
DeveloperKushagra TiwariYahor Skarupich

In-app purchases

None

Split AI

No in-app purchases

2 purchases

Budget Splitter

Subscriptions2
  • Budget Splitter Pro Weekly$2.997 Days
  • Budget Splitter Pro Yearly$99.991 Year

Questions

Is Split AI free?
Split AI is free to download, with no in-app purchases.
Is Budget Splitter free?
Budget Splitter is free to download, with in-app purchases available.
Do Split AI or Budget Splitter have ads?
Neither Split AI nor Budget Splitter shows ads.
Which is updated more often, Split AI or Budget Splitter?
Split AI ships an update every 2 days, and Budget Splitter every 6 weeks. Most recently, Split AI was updated on September 13, 2026 and Budget Splitter on September 9, 2026.

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