Finanova vs Nakdim

Finanova turns money tracking into something you actually keep doing. MEET NOVA Nova is your money assistant. Ask anything about your finances and get answers based on your real numbers, not generic advice. Better yet, just tell Nova what to do: "Add my gym membership, 400 monthly" "I spent 250 on groceries yesterday" "Add 500 to my holiday goal" Nova prepares it, you confirm with one tap, and it's saved. Nothing is ever changed without your approval. SCAN INSTEAD OF TYPE Point your camera at a receipt and Nova pulls out every item, price and category. It works with shop receipts, restaurant bills, payment SMS notifications and account statements. You can also share a screenshot straight from another app and review it before saving. BUDGETS THAT MAKE SENSE Set a monthly budget and split it across categories the way you actually live. Watch each category fill up and get warned before you go over, not after. GOALS YOU REACH Save for a holiday, a laptop or an emergency fund. Track your progress, add money as you go, and mark it done when you get there. SUBSCRIPTIONS UNDER CONTROL Add monthly or yearly subscriptions and see what they really cost you each month. Get a reminder the day before each renewal, so nothing charges you by surprise. REPORTS WORTH READING Every month you get a clear picture: where the money went, what changed since last month, your savings rate, your biggest single expense and the days you spent nothing at all. ALSO INSIDE • Home screen widgets • Transactions grouped day by day • Spending reminders and budget alerts • Full Turkish and English support • VoiceOver and Dynamic Type support • Dark interface built for iOS YOUR DATA Your transactions live on your device. Information is sent to our server only when you use Nova, scan a receipt or generate insights, and it is never used for advertising or tracking. FINANOVA PREMIUM • Let Nova add, update and remove entries for you • Many more receipt scans and Nova conversations every day • Detailed monthly reports with PDF export • Daily spending trends and Nova insights Premium is available as a monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Privacy Policy: https://kadirdurakli.github.io/Finanova/#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Shows you not just where your money is today, but where it will be in the future. Your income, expenses, loan installments, rental earnings, and credit card statements merge into a single forward-looking cash flow curve. See in advance which month cash will be tight and exactly when your debts will be paid off. CASH FLOW PROJECTION • Up to 12-month forward balance and cash flow forecasts • Up to 24-month payment and installment calendar • Adjust income & expense scenarios and see results instantly • Smart warnings when your cash reserves reach critical thresholds CREDIT CARDS & INSTALLMENTS • Automatic billing cycles based on statement closing dates • Statement balance, minimum payment, and due dates • Remaining installment countdown • Credit limit utilization and debt load analysis LOANS • Amortization schedules and remaining principal balance • Early payoff payoff simulations • Total monthly installment load CHECKS & PROMISSORY NOTES • Maturity tracking for issued and received notes • Net forward position and portfolio/collection status • Bounced and overdue register tracking • Due-date approaching notifications DEBTS & RECEIVABLES • Contact-based net current account balances • Partial payments and collection logging • Due-date reminders via WhatsApp PROPERTIES & RENT • Rental income and expenses by property (residential, commercial) • Tenant tracking and vacancy period scenarios • Monthly net cash flow of your property portfolio SAVINGS & INVESTMENTS • Time deposits: interest cycles, rate history, yield models • Pension (BES): personal contributions, state match & vesting tracking • Category budget goals and spending limits RECURRING BILLS • Rent, utilities, subscriptions, insurance, and taxes • Mark-as-paid and detailed payment history • Upcoming payment reminders and price hike alerts • Quiet hours and daily digest notifications ANALYTICS & INSIGHTS • Spending trends by category • Habits and cash flow diagnostics • Financial health score card • Comprehensive monthly ledger 100% PRIVATE & ON-DEVICE • No account creation or internet connection required • Your financial data stays exclusively on your device, never sent to servers • 3x3 Pattern lock or Face ID / Touch ID biometric protection • Multi-sheet Excel (.xlsx), CSV, and JSON export, with secure JSON backup/restore ALSO FEATURING • English & Turkish language support • Multi-currency support (₺, $, €, £) • Dual themes: Obsidian Dark & Frosted Light • 100% offline functionality guarantee For merchants and small businesses: promissory notes, customer receivables, and periodic tax obligations integrate directly into the same cash flow engine.