Comparison

Finanova vs Çıkı

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finanova

Features
Read full description

Finanova turns money tracking into something you actually keep doing. MEET NOVA Nova is your money assistant. Ask anything about your finances and get answers based on your real numbers, not generic advice. Better yet, just tell Nova what to do: "Add my gym membership, 400 monthly" "I spent 250 on groceries yesterday" "Add 500 to my holiday goal" Nova prepares it, you confirm with one tap, and it's saved. Nothing is ever changed without your approval. SCAN INSTEAD OF TYPE Point your camera at a receipt and Nova pulls out every item, price and category. It works with shop receipts, restaurant bills, payment SMS notifications and account statements. You can also share a screenshot straight from another app and review it before saving. BUDGETS THAT MAKE SENSE Set a monthly budget and split it across categories the way you actually live. Watch each category fill up and get warned before you go over, not after. GOALS YOU REACH Save for a holiday, a laptop or an emergency fund. Track your progress, add money as you go, and mark it done when you get there. SUBSCRIPTIONS UNDER CONTROL Add monthly or yearly subscriptions and see what they really cost you each month. Get a reminder the day before each renewal, so nothing charges you by surprise. REPORTS WORTH READING Every month you get a clear picture: where the money went, what changed since last month, your savings rate, your biggest single expense and the days you spent nothing at all. ALSO INSIDE • Home screen widgets • Transactions grouped day by day • Spending reminders and budget alerts • Full Turkish and English support • VoiceOver and Dynamic Type support • Dark interface built for iOS YOUR DATA Your transactions live on your device. Information is sent to our server only when you use Nova, scan a receipt or generate insights, and it is never used for advertising or tracking. FINANOVA PREMIUM • Let Nova add, update and remove entries for you • Many more receipt scans and Nova conversations every day • Detailed monthly reports with PDF export • Daily spending trends and Nova insights Premium is available as a monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Privacy Policy: https://kadirdurakli.github.io/Finanova/#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Çıkı

Features
Read full description

Çıkı is your household's shared budget book. It's named after the knotted cloth people once tied their savings in. Keep your cards, loans, rent, bills and salaries in one place, and see past months, this month and upcoming months at a glance. SEE YOUR MONTH-END TODAY • Month-end net, income and expenses on one card • A per-person view of who pays and earns what • A 13-month chart; upcoming months are estimated from recurring payments • Payments due this month, sorted by due day KEEP YOUR SPREADSHEET HABITS • Table view: months across, items down • Paid, pending and skipped-this-month states • Installments, copy from last month, amount suggestions USE IT TOGETHER • Share your household over iCloud with your partner, family or housemates • Everyone sees and edits the same entries, and you can see who changed what • Unlimited people with relationship labels CURRENCY AND IBAN • 21 currencies at central bank rates; view totals in the currency you choose • Paid foreign-currency entries keep the rate from the payment day • An IBAN book for your landlord, building fees and more, copied with one tap REMINDERS AND SHORTCUTS • Notifications before each due day • Home Screen and Lock Screen widgets • Apple Watch app and watch face complications • CSV export as an entry list or a spreadsheet-style table ON EVERY DEVICE • iPhone, iPad, Mac and Apple Watch • A two-pane layout that follows the fold on iPhone Duo • Light and dark mode, English and Turkish YOUR PRIVACY STAYS YOURS • No data collected: no ads, analytics or tracking • Your entries stay on your device and in your own iCloud account • Face ID lock, hidden amounts in notifications, delete all your data

Screenshots

Finanova4 screens
Çıkı4 screens

Verdict

The call

The clearest difference is in-app purchases: Çıkı at none against Finanova's 3. Çıkı also leads on update cadence (every 5 days vs every 4 months) and device support (4 vs 1). Finanova's advantage is iOS requirement (17.6 vs 27.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finanova sells 3 in-app purchases, starting at $1.99 per month. Çıkı asks for nothing beyond the download.

UpkeepUpdate frequency

Finanova ships an update every 4 months, Çıkı every 5 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 2 level
Finanova versus Çıkı: the parameters behind the verdict, then further details
ParameterFinanovaÇıkı
PriceFreeFree
Update frequencyEvery 4 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad, Mac, Apple Watch — better
Requires iOS17.6 — better27.0
Further details — not scored
Size6 MB9 MB
Age rating4+4+
DeveloperKadir DurakliYakup Ad

In-app purchases

3 purchases

Finanova

Subscriptions3
  • Finanova Premium$1.991 Month
  • Finanova Premium (Monthly)$1.991 Month
  • Finanova Premium (Yearly)$16.991 Year
None

Çıkı

No in-app purchases

Questions

Is Finanova free?
Finanova is free to download, with in-app purchases available.
Is Çıkı free?
Çıkı is free to download, with no in-app purchases.
Do Finanova or Çıkı have ads?
Neither Finanova nor Çıkı shows ads.
Which is updated more often, Finanova or Çıkı?
Finanova ships an update every 4 months, and Çıkı every 5 days. Most recently, Finanova was updated on October 28, 2026 and Çıkı on October 24, 2026.

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