Comparison

SwiftEx Wallet vs Budget App + Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SwiftEx Wallet

Manage digital assets securely and simply across multiple blockchain networks. This non-custodial wallet gives you full control of your funds, allowing you to send, receive, swap tokens, and access decentralized exchanges with ease.

Highlights
  • Non-custodial self-custody
  • Multi-chain asset management
  • Cross-chain token swaps
  • Built-in Stellar DEX access
  • Simple send/receive functionality
  • Integrated token swaps
Read full description

SwiftEx is a secure, non-custodial multi-chain wallet designed to help you manage digital assets with confidence and simplicity. With SwiftEx, you remain in full control of your funds while accessing a smooth experience for sending, receiving, swapping, and managing tokens across supported blockchain networks. Whether you're new to digital assets or an experienced user, SwiftEx focuses on reliability, clarity, and user-controlled security. -Self-Custody First SwiftEx is a non-custodial wallet. Your keys remain on your device, giving you full ownership and control of your assets at all times. -Multi-Chain Support Manage assets across multiple blockchain networks in one unified interface. SwiftEx is built to expand network support over time while keeping the experience simple. - Cross-Chain Swaps Move supported assets across networks using integrated cross-chain swap flows. SwiftEx helps streamline multi-network asset movement within a single app experience. - Built-In Stellar DEX Access Access the Stellar network’s native DEX directly from within the wallet. SwiftEx provides a simple interface to interact with Stellar-based assets and liquidity. - Simple Transfers Send and receive supported tokens quickly with a clean and intuitive flow designed to reduce errors and improve confidence. - Built-In Token Swaps Swap supported tokens directly within the app using integrated routing, helping reduce unnecessary steps between platforms. - Security Focused SwiftEx is designed with a strong emphasis on user-side security: Non-custodial architecture Local key control Secure transaction flows No access to your private keys - Built for the Future SwiftEx is continuously evolving. Upcoming improvements include: Expanded network coverage Enhanced routing intelligence Performance optimizations Additional asset support SwiftEx aims to make multi-chain asset management more accessible, reliable, and user-controlled. Download SwiftEx and take control of your digital assets today.

About

Budget App + Expense Tracker

Features
Read full description

BudgetApp is the simplest and most private way to manage your personal finances. No accounts, no cloud sync, no subscriptions required to get started — everything stays on your device. WHETHER YOU WANT TO TRACK DAILY SPENDING OR PLAN AHEAD, BUDGETAPP HAS YOU COVERED. RECORD TRANSACTIONS IN SECONDS Log your income and expenses in just a few taps. Choose a category, enter the amount, pick a date, and you're done. Add notes, assign a bank account, and set recurring transactions for bills or salary — the app handles the rest automatically every day, week, or month. MONTHLY BUDGETS THAT KEEP YOU HONEST Set spending limits for each category — Food, Transport, Home, Entertainment, and more. BudgetApp tracks how much you've spent in real time and alerts you when you're getting close to your limit. No more surprises at the end of the month. CLEAR DASHBOARD AT A GLANCE Your monthly balance, total income, and total expenses are always front and center. A beautiful pie chart breaks down your spending by category so you can instantly see what's eating your budget. Navigate between months with a single tap to review your financial history. MULTIPLE ACCOUNTS, ONE APP Manage cash, bank accounts, credit cards, savings, and investments all in one place. Each account shows its current balance automatically based on your transactions. Transfers between accounts are fully supported. EXPORT YOUR DATA ANYTIME Download all your transactions as a CSV file and open them in Excel, Numbers, or any spreadsheet app. Your data always belongs to you. 100% PRIVATE BY DESIGN BudgetApp stores everything locally on your iPhone using Apple's SwiftData framework. No account required. No data sent to any server. No third-party access to your financial information. Ever. PREMIUM — UNLIMITED & AD-FREE The free version includes up to 20 transactions per month — enough to get started and see if BudgetApp fits your lifestyle. Upgrade to Premium for unlimited transactions, no ads, and full access to all features. Premium is available as a monthly or annual subscription. The annual plan saves you compared to monthly billing. Your subscription is managed by Apple and can be cancelled anytime from your iPhone settings. • Free trial available • Payment will be charged to your Apple ID account • Subscription automatically renews unless cancelled at least 24 hours before the end of the current period • Manage or cancel your subscription in App Store settings Take control of your money today. Download BudgetApp — it's free to start. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://marlonreal.com/privacy-apps/

Screenshots

SwiftEx Wallet4 screens
Budget App + Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: SwiftEx Wallet at none against Budget App + Expense Tracker's 2. SwiftEx Wallet also leads on ads (none vs shown) and iOS requirement (15.6 vs 18.6). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App + Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. SwiftEx Wallet asks for nothing beyond the download.

Scorecard3 real differences · 7 level
SwiftEx Wallet versus Budget App + Expense Tracker: the parameters behind the verdict, then further details
ParameterSwiftEx WalletBudget App + Expense Tracker
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeks—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.6
Further details — not scored
Size101 MB19 MB
Age rating17+4+
Developer3-102-938072 SOCIEDAD DE RESPONSABILIDAD LIMITADAMarlon Real

In-app purchases

None

SwiftEx Wallet

No in-app purchases

2 purchases

Budget App + Expense Tracker

Subscriptions2
  • Monthly Plan$2.991 Month
  • Yearly Plan$19.991 Year

Questions

Is SwiftEx Wallet free?
SwiftEx Wallet is free to download, with no in-app purchases.
Is Budget App + Expense Tracker free?
Budget App + Expense Tracker is free to download, with in-app purchases available.
Do SwiftEx Wallet or Budget App + Expense Tracker have ads?
Budget App + Expense Tracker shows ads; SwiftEx Wallet does not.

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