BuddyPay vs GetChip

Split expenses fairly, settle up simply BuddyPay makes tracking shared expenses with friends, roommates, and groups effortless. Whether you're splitting rent, planning a trip, or sharing dinner bills, BuddyPay keeps everyone's balances clear and fair. KEY FEATURES Smart Expense Tracking • Create unlimited rooms for different groups (trips, roommates, events) • Add expenses in seconds with flexible split options • Attach receipts and photos to keep records organized • Track who paid and who owes at a glance Flexible Split Options • Split equally - divide bills evenly among participants • Split by percentage - assign custom percentages to each person • Split by exact amount - specify precise amounts for each member • Automatically calculate fair shares Simplified Balances • See exactly who owes whom with simplified debt calculations • Minimize the number of payments needed in your group • View overall balances and per-expense breakdowns • Real-time balance updates as expenses are added Easy Settlements • Record payments when someone settles their share • Track payment history for complete transparency • Get notified when balances change • All settled? BuddyPay celebrates with you! Collaborative Groups • Create rooms for any occasion: roommates, trips, dinners, events • Invite friends via shareable links or email • Add friends to your network for quick invitations • Everyone stays updated with real-time activity feed Privacy & Security • Your expense data stays private and secure • Optional biometric lock (Face ID/Fingerprint) • Control notification preferences • Block users and manage friend lists Global & Accessible • Support for 13 languages • 150+ currencies supported • Light and dark themes • Clean, intuitive interface PERFECT FOR: - Roommates - Track rent, utilities, groceries, and household expenses - Group Trips - Split accommodation, meals, activities, and transport - Dining Out - Share restaurant bills fairly among friends - Events - Organize party expenses, gifts, and shared costs - Work Teams - Track team lunches and shared office expenses HOW IT WORKS 1. Create a Room - Set up a group for your shared expenses 2. Add Expenses - Log bills with receipt photos and split details 3. Track Balances - See who owes whom with simplified calculations 4. Settle Up - Record payments made outside the app IMPORTANT: BuddyPay is for expense tracking only BuddyPay helps you track and organize shared expenses, but doesn't process actual payments. Users settle debts outside the app using their preferred method (cash, Venmo, PayPal, bank transfer, etc.). Think of it as a smart notebook that keeps everyone accountable. WHY CHOOSE BUDDYPAY? - 100% Free - No premium tiers, no hidden fees - Multi-Currency - Perfect for international trips - Privacy First - Your data belongs to you - Regular Updates - Continuous improvements Download BuddyPay today and say goodbye to awkward money conversations. Keep friendships strong by keeping expenses clear! Questions or feedback? Contact us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Chip is the smarter way to split expenses. Built for trips, dinners, nights out, and every shared moment in between — powered by AI, designed for real life. SCAN ANY RECEIPT IN SECONDS Point your camera at any receipt. Chip reads every item, tax, and tip automatically. Assign items to people, split by what each person ordered, and you're done. No manual entry. No mental math. No more "who had the salmon?" CHIP OUT INSTANTLY One tap opens Venmo, Cash App, or Zelle with the exact amount and recipient already filled in. No copying numbers. No back-and-forth. Everyone gets paid, every time. Chip never touches your money. We do not process payments, hold funds, or store card details. Chip calculates what is owed and connects you directly to the payment app of your choice. Always. SIMPLIFY WHO OWES WHAT Chip's debt simplification engine reduces the number of payments needed to settle any group by up to 60%. Instead of everyone paying everyone, Chip calculates the minimum number of transactions to get everyone square. Automatically. COLLECT AT THE TABLE Activate Collect Mode and nearby friends see their exact share on their own phone — instantly, over Bluetooth. No awkward announcements. No group chat math. Just tap and done. TRACK EVERY GROUP EXPENSE Set a spending limit for any trip or group. Monitor spending by category in real time. Receive AI-powered budget insights and projected overspend alerts before your budget is at risk. ROUNDS MODE Track whose turn it is at the bar. View the leaderboard, skip a turn, and convert the entire session into one shared expense at the end of the night. BUILT FOR EVERY OCCASION - Vacations and group trips - Dinners and nights out - Roommates and shared households - Couples managing joint spending - Birthday dinners and celebrations - Work lunches and team events - Bar tabs and rounds tracking WHAT MAKES CHIP DIFFERENT - AI receipt scanning with automatic item detection - BLE Collect Mode — a first in bill splitting apps - Debt simplification built into every group - One-tap shortcuts to Venmo, Cash App, and Zelle - Face ID lock for privacy and security - Budget tracking with real-time category breakdown - Lock screen widget to see balances at a glance - PDF export for expense records and reimbursement CHIP PRO Unlock the full Chip experience with Pro. - Unlimited groups and members - Unlimited AI receipt scans - BLE Collect Mode - Lock screen widgets - Trip recap share cards - PDF expense export Start with a 7-day free trial. $3.99/month or $34.99/year. Cancel anytime. No payment processing. No hidden fees. Just the smartest way to split. SUBSCRIPTION INFORMATION Chip Pro Monthly: Auto-renewing subscription. $3.99/month. 7-day free trial, then $3.99/month. Cancel anytime in App Store settings. Chip Pro Annual: Auto-renewing subscription. $34.99/year. 7-day free trial, then $34.99/year. Cancel anytime in App Store settings. Privacy Policy: https://codewithpierre.github.io/chip-web/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/