Gap vs Clarity Financial Tools

Gap is a quiet place to see what remains. No motivation. No advice. No pressure to "do better". Gap shows you only three things: • How much debt remains • How it changes over time • When it may reach zero, based on your recent pace Nothing more. Designed for people who are already trying. If other finance apps feel overwhelming, noisy, or judgmental, Gap stays out of your way. Privacy by design: • No account required • No bank connection needed • No ads • No tracking Your data stays on your device, always. Start with the free version to track one debt calmly. If you need more space, unlock unlimited debts with a one-time purchase. Gap doesn't cheer you on. It simply shows that you're still moving.

Clarity is your personal finance command center — built to give you the same clear view of your finances that a banker sees. Most finance apps tell you what you spent. Clarity tells you where you actually stand. Track your income, expenses, debts, assets, and liabilities in one place. Understand your net worth, debt-to-income ratio, and monthly cash flow at a glance. Save snapshots over time so you can see real progress — not just transactions. WHETHER YOU'RE JUST GETTING STARTED OR PREPARING FOR A BIG DECISION Clarity is designed for everyday people, young professionals, couples, and anyone getting ready to apply for a loan, buy a home, or make a major financial move. No spreadsheets. No finance degree required. WHAT YOU CAN DO IN CLARITY • Track income and monthly expenses in detail • Log assets and liabilities to calculate your net worth • Monitor your debt-to-income ratio (DTI) • Review your monthly cash flow • Save financial snapshots to track progress over time • Use the Loan Prep tool to understand how lenders see you • Generate a Personal Financial Statement instantly THE BANKER'S LENS Clarity was built around the same financial framework that banks use when evaluating loan applications. Now you can see what they see — before you ever walk into a meeting. Premium unlocks Compare, Loan Prep, and Real Estate tools for $2.99/month (auto-renewing monthly subscription). Payment is charged to your Apple ID at confirmation of purchase, and the subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Privacy Policy: https://clarityfinancialtools.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/