Comparison

Saving Diary vs 100 Envelope Savings Challenge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saving Diary

This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.

Highlights
  • Multiple saving plans
  • Visual progress tracking
  • Yearly overview grid
  • Personalized themes
  • Achievement system
  • Local data storage
  • Shareable achievement cards
Features
Read full description

Title: Saving Diary - Visualize Your Wealth Growth Struggling to save money? "Saving Diary" makes it easy and fun! We provide scientific and engaging stepping-stone saving plans to help you build a lasting habit and reach your financial goals. Key Features: * Multiple Saving Plans: Supports the classic 52-Week Challenge, 365-Day Challenge, 12-Month Deposit, and fully customizable goals. * Visual Progress: Beautifully designed cards and progress rings make your growth clear at a glance. * Yearly Overview: A unique GitHub-style grid view to track your entire year's journey. * Personalized Themes: Multiple premium gradient themes with full Dark Mode support. * Achievement System: Unlock badges for every milestone. Saving money has never been this rewarding. * Privacy First: All data is stored locally. No bank accounts needed, no data tracking – your privacy is our priority. * Stunning Sharing: Generate high-quality achievement cards to share your milestones with friends. Start your journey today with Saving Diary and witness the power of consistency! Privacy Policy: https://www.2best2.com/privacy/SavingDiary-en.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

100 Envelope Savings Challenge

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

Highlights
  • Daily envelope draw
  • Visual savings tracker
  • Comprehensive saving goal tracker
  • Multiple challenge modes
  • Offline functionality
  • No bank sync required
Features
Read full description

Turn saving money into a fun daily habit with the 100 envelope savings challenge. This money saving goal tracker offline app helps you stay motivated without the stress of complicated budgeting tools. Are you struggling to hit your money saving goal? Start the 100 day envelope challenge. Simply draw a random envelope every day, save the amount shown, and track your progress. It is the perfect money saving challenge app for anyone who wants to build wealth playfully. Key Features: - Daily Envelope Draw: Experience the excitement of the random envelope saving challenge. - Visual Savings Tracker Offline: Watch your 100 envelope challenge grid fill up and stay motivated. - Comprehensive Saving Goal Tracker: Always know exactly how much you have saved and how far you are from your saving goal. - Multiple Modes: Try the 52 week savings challenge, the 50 or 200 envelope challenge, or set up a custom money box savings goal tracker. - Completely Offline and Free: No bank sync required. Your data stays on your device in this safe piggy bank saving app. Forget the boring savings tracker calendar or traditional savings jar. Whether you are doing the 52 week money challenge or the classic 100 envelope challenge tracker, this savings challenge offline app is all you need. Download now and start your money saving goal today!

Screenshots

Saving Diary3 screens
100 Envelope Savings Challenge4 screens

Verdict

The call

The clearest difference is review sentiment: Saving Diary at 100% against 100 Envelope Savings Challenge's 50%. Saving Diary also leads on rating (5.0 vs 3.5) and ads (none vs shown). 100 Envelope Savings Challenge's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Saving Diary sells 3 in-app purchases, starting at $0.29 per month. 100 Envelope Savings Challenge asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Saving Diary holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 100% of Saving Diary's written reviews are positive against 50% of 100 Envelope Savings Challenge's.

UpkeepUpdate frequency

Saving Diary ships an update every 2 weeks, 100 Envelope Savings Challenge every 9 days. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.

Scorecard7 real differences · 3 level
Saving Diary versus 100 Envelope Savings Challenge: the parameters behind the verdict, then further details
ParameterSaving Diary100 Envelope Savings Challenge
PriceFreeFree
Rating5.0 (1 ratings) — better3.5 (2 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings12 — better
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemiumAd-supported — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size5 MB40 MB
Age rating4+4+
Developer颖 杨Seulki Eom

Customer experience

Saving Diary

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

100 Envelope Savings Challenge

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

3 purchases

Saving Diary

Subscriptions2
  • Monthly Pro$0.291 Month
  • Yearly Pro (Best Value)$1.991 Year
One-time1
  • Lifetime Pro$3.99
None

100 Envelope Savings Challenge

No in-app purchases

Questions

Is Saving Diary free?
Saving Diary is free to download, with in-app purchases available.
Is 100 Envelope Savings Challenge free?
100 Envelope Savings Challenge is free to download, with no in-app purchases.
Which has better reviews, Saving Diary or 100 Envelope Savings Challenge?
Saving Diary is rated higher. Saving Diary averages 5.0 out of 5 from 1 ratings, while 100 Envelope Savings Challenge averages 3.5 from 2 ratings.
Do Saving Diary or 100 Envelope Savings Challenge have ads?
100 Envelope Savings Challenge shows ads; Saving Diary does not.
Which is updated more often, Saving Diary or 100 Envelope Savings Challenge?
Saving Diary ships an update every 2 weeks, and 100 Envelope Savings Challenge every 9 days. Most recently, Saving Diary was updated on October 15, 2026 and 100 Envelope Savings Challenge on October 11, 2026.

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