Clear Ledger App vs ClaryBook

Clear Ledger is a proper double-entry bookkeeping app designed for freelancers, sole traders, and small business owners who want full control of their finances — without the complexity of enterprise software or the limitations of a basic expense tracker. REAL DOUBLE-ENTRY ACCOUNTING Every journal entry requires balanced debits and credits, just like a professional ledger. Clear Ledger validates your entries in real time so your books always balance. CHART OF ACCOUNTS Organize your accounts by type — Assets, Liabilities, Equity, Revenue, and Expenses. Add, reorder, and manage accounts as your business grows. FINANCIAL REPORTS Generate the reports that matter: • Balance Sheet — see your financial position as of any date • Profit & Loss — track income and expenses over any period, with handy presets like This Month, This Quarter, or Last Year • Trial Balance — verify that your books balance with a full debit/credit summary EXPORT ANYTHING Share or archive your Journal, Trial Balance, Balance Sheet, and Profit & Loss reports as PDF or CSV files. MULTI-COMPANY SUPPORT Run more than one business? Create separate companies and switch between them instantly. PRIVATE BY DESIGN Your data stays on your device and in your personal iCloud account. No servers, no analytics, no data collection — ever. Read our privacy policy for details. SYNCS ACROSS DEVICES iCloud keeps your books up to date on every device automatically. Built with SwiftUI for iOS, macOS, and visionOS.

Bookkeeping as easy as a text message. ClaryBook is a full-featured bookkeeping app built for landlords, freelancers, and small business owners who want clean books without the complexity. Snap a receipt, type what you spent, or dictate it. ClaryBook handles the rest. SMART DATA ENTRY No accounting knowledge required. Just tell ClaryBook what happened: • Snap a receipt photo and ClaryBook fills in the vendor, amount, date, and category • Type a message like "Spent $50 at Home Depot for supplies" • Use voice input to dictate expenses hands-free • Ask Clary about your business and get answers from your own books EXPENSE & INCOME TRACKING • Auto-categorized expenses with receipt images stored as documentation • Income tracking with recurring templates and rent roll • Mileage logging with IRS-compliant logs at the current rate • Hours tracking toward the 500-hour material participation threshold • Proactive alerts for unusual expenses and missing receipts INVOICING & CLIENTS • Create and send professional invoices with line items and tax • Track invoice status: draft, sent, paid, overdue • Recurring invoices for repeat billing • Client management with contact details and invoice history • Credit notes for refunds and adjustments CONTRACTOR & 1099 TRACKING • Track payments to contractors throughout the year • Alerts when payments approach the IRS 1099 threshold ($600 for 2025 payments, $2,000 from 2026) • Generate 1099-NEC reports at tax time FULL DOUBLE-ENTRY ACCOUNTING • Chart of accounts with regional mappings (IRS Schedule E, Dutch RGS) • Automatic journal entries from every transaction • Opening balances, owner equity, and fiscal year closing • Asset depreciation schedules with monthly entries • Trial balance, income statement, and balance sheet BANK RECONCILIATION • Import bank CSV and auto-match transactions to receipts • See what's matched, what's missing, and take action DOCUMENT MANAGEMENT • Upload and organize contracts, licenses, and business documents • Automatic classification and search across titles, descriptions, and scanned text • Expiration tracking so nothing slips through TAX-READY REPORTS • Schedule E worksheet mapped to IRS lines • Property P&L by individual property • Mileage and hours logs • Complete tax package with every receipt, ready to hand to your CPA • Dutch BTW/VAT quarterly reports MULTI-PROPERTY & MULTI-BUSINESS • Track expenses and income per property or project • Switch between businesses in one tap • Per-property financial dashboards SECURITY & PRIVACY • Face ID and biometric authentication • AES-256 encryption at rest, TLS 1.3 in transit • Export or delete all your data at any time US & NETHERLANDS TAX SUPPORT Supports IRS Schedule E, 1099-NEC, and quarterly estimated taxes (US) as well as BTW/VAT reporting, RGS accounts, and KIA deductions (NL). PRICING Every new account gets 30 days of full access. After that you can subscribe in the app through your Apple Account. The plans and prices available to you are shown in the app before you buy. Cancel anytime in Settings > [your name] > Subscriptions. Terms of Use: https://www.clarybook.com/terms Privacy Policy: https://www.clarybook.com/privacy