Clear Ledger App vs Pay

Clear Ledger is a proper double-entry bookkeeping app designed for freelancers, sole traders, and small business owners who want full control of their finances — without the complexity of enterprise software or the limitations of a basic expense tracker. REAL DOUBLE-ENTRY ACCOUNTING Every journal entry requires balanced debits and credits, just like a professional ledger. Clear Ledger validates your entries in real time so your books always balance. CHART OF ACCOUNTS Organize your accounts by type — Assets, Liabilities, Equity, Revenue, and Expenses. Add, reorder, and manage accounts as your business grows. FINANCIAL REPORTS Generate the reports that matter: • Balance Sheet — see your financial position as of any date • Profit & Loss — track income and expenses over any period, with handy presets like This Month, This Quarter, or Last Year • Trial Balance — verify that your books balance with a full debit/credit summary EXPORT ANYTHING Share or archive your Journal, Trial Balance, Balance Sheet, and Profit & Loss reports as PDF or CSV files. MULTI-COMPANY SUPPORT Run more than one business? Create separate companies and switch between them instantly. PRIVATE BY DESIGN Your data stays on your device and in your personal iCloud account. No servers, no analytics, no data collection — ever. Read our privacy policy for details. SYNCS ACROSS DEVICES iCloud keeps your books up to date on every device automatically. Built with SwiftUI for iOS, macOS, and visionOS.

Pay-Calc is a paycheck, tax, and budget calculator that helps you know your exact take-home pay before payday — and plan your monthly budget around it. Built for 2026 with verified tax rates for all 50 states. FREE CALCULATORS - Salary-Calc — take-home pay from your annual salary across all pay schedules - Hourly-Calc — take-home pay from your hourly rate and hours worked - Budget-Track — track your monthly budget by expense item, with optional actual-spending tracking - Budget-Calc — see the income you need to cover any budget amount PAY-CALC PRO — $4.99/YEAR 7-day free trial. Unlocks three additional calculators and removes banner ads: - Indie-Calc — self-employment tax for freelancers including quarterly estimates - Compare-Calc — compare two income scenarios side by side - Biz-Calc — true total cost of an employee including benefits and overhead Subscription auto-renews annually at $4.99 unless cancelled at least 24 hours before renewal. Manage or cancel in your App Store account settings. Any unused trial will be forfeited when a subscription is purchased. Payment charged to Apple ID at confirmation. ALL 50 STATES SUPPORTED Federal and state tax rates verified for 2026 against official IRS and state revenue department publications. PRIVACY FIRST All calculations happen on your device. Your financial information is never transmitted or stored on external servers. DISCLAIMER Pay-Calc provides estimates for informational purposes only. Results may differ from your actual paycheck. Consult a tax professional for advice specific to your situation. Privacy Policy: https://pay-calc.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/