Chrumek vs Wealthier

Chrumek is a savings journal with one simple rule: only what you actually set aside counts. Not just “I didn’t buy coffee”, but real money moved into a piggy bank, your account, or an envelope. How it works • You add declared savings to the Journal: – when you skipped a purchase, – when you bought something cheaper (the difference is your saving), – when you canceled a subscription you don’t really use. • When you actually set the money aside, you tap “I added it to savings” and the entry goes to History. • Only these set aside/transferred amounts count toward your goals and stats. What you get • A Journal of entries “to transfer” with quick editing and clean organization • History of savings you actually set aside (you can move an entry back if needed) • Savings goals with progress based on real amounts • Charts: daily rhythm, categories, savings path, yearly summary • A streak that grows when you keep saving for real • Reminders to transfer/set money aside when you have an amount “to transfer” • CSV export if you want to work with the data on your computer Privacy No accounts. No logins. No analytics. Your data stays on your device. And remember: Chrumek believes in real transfers, not intentions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Most budgeting apps track what you spend. Wealthier tracks what you chose NOT to spend. Every coffee you skipped. Every takeaway you resisted. Every impulse buy you walked away from. These decisions have real value, and Wealthier makes sure you never forget it. TRACK YOUR FINANCIAL WILLPOWER Log every temptation you overcome with a single tap. Watch your savings mount in real time. Turn daily discipline into genuine, visible wealth. FEATURES • One-tap logging, resist a coffee? Tap it. Done. • Running total of money saved, shown front and centre • 7-day sparkline chart so you can see your momentum build • Streak counter to keep your winning run alive • Savings goals with a visual progress ring • Recurring saves, set them once and let them add up automatically • Full history log with edit and delete • Home screen widget so your total is always visible PREMIUM INSIGHTS • Future Value Calculator, see how much your savings would be worth if invested over 5, 10, or 20 years at your chosen rate of return • The Price of Yes, pick a savings target and see exactly how many coffees, takeaways, or cancelled subscriptions it takes to get there • Goal burndown reminders, daily nudges that tell you what to skip today to stay on track BUILT WITH INTENTION No subscription. No hidden costs. One optional one-time purchase to unlock the Insights tab. That's it. Wealth isn't about what you earn. It's about what you keep. Download Wealthier and start keeping.